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Fernando Lopez

Fernando Lopez

Loan Officer

349 Mall Blvd., Suite 220, Savannah, GA 31406
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
Martin
May 22, 2024
Verified

Fue muy respsonsable, atento al contestar las llamadas y contestar todas mis preguntas. Siempre nos mantuvo informados del proceso.
Hope
May 22, 2024
Verified

He was always there when I had questions, even at odd times! He eased our stress and if he didnt have an answer he would find one for us. He attempted to make the process very easy and simple by explaining every step. Fernando is extremely patient and knowledgeable.
Miguel
May 22, 2024
Verified

For our first time buying a home Fernando, went above and beyond to make sure we had everything we needed to make our dream come true. He was very helpful since day one, any question I had or just suggestions he was always willing to help and answer my questions. He guided us through the right path, he helped us through any information we needed on either financial side and real estate. We are really grateful that he helped us get our first home. I highly recommend him to the friends and families that ask us about our experience with buying a home. If you’re looking to buy a home he is your guy, Fernando Lopez will go above and beyond to get you the best deal possible for your home. We are grateful that he was our loan agent. Just the guidance and steps and procedures needed for closing he was there no mater what time he would reach out to me weekends and all. Very pleased with the service and attention that he provided for us.

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NMLS ID #1783207
I am authorized to do business in the state of Georgia.