Your local Newnan-Coweta County lender
Select from hundreds of loan products tailored to your needs
Makinley Cook
Branch Manager
NMLS# 1404774
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Down payment assistance
If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA
If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
USDA
Are you purchasing a rural property? A USDA loan is a great fit. Enjoy lower interest rates with no down payment. These loans are best suited for homebuyers with moderate to low income and are offered to rural property owners through the U.S. Department of Agriculture (USDA).
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
home equity insights
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Testimonials
Went under contract on 07/06/2025 closed on 07/31/2025 without any extensions
Thank you for making it to the closing table on schedule even though you had some last minute issues that were beyond your control!
I just wanted to take a moment to express my sincere gratitude for the incredible support and service throughout my home buying journey. You made what can often be a stressful process feel smooth, clear, and even enjoyable. From start to finish, your team was responsive, knowledgeable, and genuinely committed to helping me reach this important milestone. I couldn’t have asked for a better experience, and I truly appreciate the dedication and care you brought to every step.
Makinley gets it done every time! Done right!
Cynthia is simpky awesomre!!
Makinley was very professional and courteous through the whole loan process
NMLS ID #1404774
I am authorized to do business in the states of Alabama, Florida and Georgia. 
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