Your local Newnan-Coweta County lender
Select from hundreds of loan products tailored to your needs
Makinley Cook
Branch Manager
NMLS# 1404774
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Down payment assistance
If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA
If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
USDA
Are you purchasing a rural property? A USDA loan is a great fit. Enjoy lower interest rates with no down payment. These loans are best suited for homebuyers with moderate to low income and are offered to rural property owners through the U.S. Department of Agriculture (USDA).
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
home equity insights
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Testimonials
Makinley made everything easy. She followed up and always made sure that we were in the loop. Thank you!
Very responsive. Fixed the problems caused by anouther lender and made sure we understood everything. We love her and will use her again
Makinley fixed the probelms caused by another lender. stayed very active through the process responded well to all questions extremely friendly and reassuring through a first time buying provessels
I'm a realtor and Makinley always takes TOP NOTCH care of my clients!!! Absolutely love working with her.
Such an easy process and the staff is the best in the business with their communications.
The process was so painless, literally 48 hours from the initial "hi, what products and options do you have" to having an approval with my terms to make an offer on a home.
NMLS ID #1404774
I am authorized to do business in the states of Alabama, Florida and Georgia. 
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