Your local Newnan-Coweta County lender
Select from hundreds of loan products tailored to your needs
Makinley Cook
Branch Manager
NMLS# 1404774
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Down payment assistance
If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA
If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
USDA
Are you purchasing a rural property? A USDA loan is a great fit. Enjoy lower interest rates with no down payment. These loans are best suited for homebuyers with moderate to low income and are offered to rural property owners through the U.S. Department of Agriculture (USDA).
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
home equity insights
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Testimonials
I recieved quick responses and Makinley and Stan explained everything to me in a way I could understand it.
All documents in , appraisal complete. CTC EARLY!
Overall attentive and fantastic to deal with. I would use you again and refer you to anyone needing your services. Guild made the process very simple. Especially considering we were doing everything almost 100% remote.
The speed from contract to close was so fast and we needed that to make the deal work. Makinley never disappoints. She always keeps in touch and you never have to wonder where things are in the process. Great communication .
It was a very smooth and easy process. I was walked through every single step, and things were explained to me all throughout the process.
Makinley was excellent at communicating each step of the way!
NMLS ID #1404774
I am authorized to do business in the states of Alabama, Florida and Georgia. 
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