Your local Newnan-Coweta County lender
Select from hundreds of loan products tailored to your needs
Makinley Cook
Branch Manager
NMLS# 1404774
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Down payment assistance
If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA
If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
USDA
Are you purchasing a rural property? A USDA loan is a great fit. Enjoy lower interest rates with no down payment. These loans are best suited for homebuyers with moderate to low income and are offered to rural property owners through the U.S. Department of Agriculture (USDA).
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
home equity insights
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Testimonials
Awesome service!! Thanks a lot for your help!! Now fully moved to our new home!
This is my second time working with Makinley. She is perfect to work with and goes straight to the point of what is needed to close a loan. I found her to be very responsive, professional, and knowledgeable about the loan process. I will definitely work with her again if the need arises.
Work done in a timely manner
First time home buyer
My experience was great because of the trio Makinley Cook, Chris Calhoun and Stan Johnson. I want to point something out specifically about Makinley she will not fight for you she will go to "WAR" for you . Makinley has made my dreams come true of being a Homeowner so just know that if it gets a little hot in the kitchen through out your process just know Makinley is you Chef and let Makinley Cook "Cook "
Makinley Cook was amazing and always followed through with everything. Communicating at all times no matter what difficulties lies we faced. Ms Cook was always on top of it. The whole team was amazing!!
NMLS ID #1404774
I am authorized to do business in the states of Alabama, Florida and Georgia. 
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