Your local Newnan-Coweta County lender
Select from hundreds of loan products tailored to your needs
Makinley Cook
Branch Manager
NMLS# 1404774
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Down payment assistance
If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA
If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
USDA
Are you purchasing a rural property? A USDA loan is a great fit. Enjoy lower interest rates with no down payment. These loans are best suited for homebuyers with moderate to low income and are offered to rural property owners through the U.S. Department of Agriculture (USDA).
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
home equity insights
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Testimonials
Super knowledgeable. Had amazing communication skills and I will be recommending McKinley to all my family, friends, and fellow Military community!
Makinley was super knowledgeable and gained my confidence after our first conversation. I spoke with several other Loan Officers but none listened to my questions and recommended the VA GA Dream program like Makinley. She was always there for questions or concerns from the beginning to the very end. Highly recommended!
McKinley was knowledgeable and she made both processes very easy and quick. Excellent employee for your company.
Makinley has worked with me several times and always provides excellent service! Always available to help me with any questions and responds super fast when I know she has several other clients that she's helping at the same time
Makinley is a great communicator and a true professional in the way she handles her clients and her business.
Always answered
NMLS ID #1404774
I am authorized to do business in the states of Alabama, Florida and Georgia. 
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