Find the loan to fit your life
Select from hundreds of loan products tailored to your needs
BeLinda Dumas
Branch Manager
NMLS# 190278
Meet my team
I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Conventional
A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance
If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA
If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
home equity insights
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Testimonials
“I had a great experience with Academy Mortgage, thanks to BeLinda Dumas! She was professional, patient, and incredibly helpful throughout the entire process. BeLinda made everything easy to understand and kept me informed every step of the way. I truly appreciate her support and highly recommend her and the team at Academy Mortgage!”
Only one word to describe this team phenomenal.
Belinda Dumas and her team were phenomenal! My husband and I had a very tight timeframe to get to the closing table. Not only did they get us there on time, but they were so kind and professional throughout the entire process. I would recommend Belinda and her team to anyone trying to buy a house!!
Belinda and her team were phenomenal! My husband and I had a very tight timeframe to get to the closing table, and they got to work right away and made it happen . Belinda was amazing to work with . She was very kind and professional , and we would highly recommend she and her team to anyone looking to buy a house!
You did a fantastic job!
2 key reasons my clients choose to work with Belinda and her team are her exceptional approachability and unwavering commitment, which foster a deep sense of trust and confidence in her ability to drive outstanding results. Thank you Belinda for consistently exceeding expectations! Your tireless efforts continue to yield impressive outcomes. Rob N @ Legacy Real Estate Group!
NMLS ID #190278
I am authorized to do business in the states of Alabama, Florida, Georgia and South Carolina. 
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