Find the loan to fit your life
Select from hundreds of loan products tailored to your needs
BeLinda Dumas
Branch Manager
NMLS# 190278
Meet my team
I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Conventional
A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance
If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA
If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
home equity insights
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Testimonials
Great communication, great team, very knowledgeable! A pleasure to work with!
very friendly and informative . This can be a confusing time and all if my questions were answered. That was very important to me!
it was so easy using you guys . everything was explained to me properly and in a timely manner and there was always amazing communication with you and your staff i don't think i would have been able to get this done as easily and painless with out you guys
too many unnecessary requirements
From the first day, I did the application everyone on the team were very professional helping me go through the loan process. they were great with communicating and answering any questions I had.
I had the pleasure to work with Belimda and her team. They care about the customers and helps them in any way they can to understand the process, correct problems and get them into their properties. I would not hesitate to recommend her to any of my clients.
NMLS ID #190278
I am authorized to do business in the states of Alabama, Florida, Georgia and South Carolina. 
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