Find the loan to fit your life
Select from hundreds of loan products tailored to your needs
BeLinda Dumas
Branch Manager
NMLS# 190278
Meet my team
I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Conventional
A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance
If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA
If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
home equity insights
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Testimonials
Great customer service and we closed
The entire Dumas team were nothing but supportive from day one of the application and approval process. They were always available and made sure that any questions I had were answered no matter how long the conversation took. I would definitely use them again or recommend anyone that I know does as well!
Belinda and her team are very knowledgeable, communicative and kind! They make the process as stress free as possible and can help navigate through difficult situations!
The entire team were a delight to work with. Every single person who interacted with me throughout the approval and closing process tended to my concerns and made themselves available for me. I am glad I was able to go through this process with them and I knowing what I know I would do say again without question.
Belinda and Team Dumas where very helpful, knowledgeable individuals that have done an awesome job during the purchase of our new home. If you want the best Belinda Dumas and Team Dumas are the best in their business.
Great servic, friendly staff and very supportive during the purchase of our new house.
NMLS ID #190278
I am authorized to do business in the states of Alabama, Florida, Georgia and South Carolina. 
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