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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.93 out of 5.0 stars
5.0
5.0
4.85
5.0
Kristi
Apr 07, 2025
Conyers, GA
Verified

Kristen went above and beyond for my clients. she was awesome to work with
Rena
Apr 07, 2025
Jackson, GA
Verified

a pleasure to work with, and if I had any questions, they called me back immediately
David
Mar 24, 2025
Stockbridge, GA
Verified

The details were handled professionally with hood communication.
Kasie P
Mar 18, 2025
Verified

Belinda Dumas is the best in the mortgage world! Her knowledge is unmatched and her care for each client and customer service is top notch! I will always recommend Belinda Dumas and her team!
Kasie
Mar 17, 2025
Culloden, GA
Verified

It's always a pleausre working with Belinda Dumas! Her knowledge of the market and mortgage information is unmatched, and she truly cares about her clients and their long term real estate goals. I will continue to refer Belinda for years to come!
Marissa
Mar 10, 2025
Covington, GA
Verified

Belinda, Kristin, Michelle, and Jenny were absolutely amazing through the whole lending process. High recommend.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #190278
I am authorized to do business in the states of Alabama, Florida, Georgia and South Carolina.