Find the loan to fit your life
Select from hundreds of loan products tailored to your needs
BeLinda Dumas
Branch Manager
NMLS# 190278
Meet my team
I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Conventional
A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance
If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA
If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
home equity insights
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Testimonials
Love working with Belinda and her team! They make the whole process smooth and easy.
Always a pleasure working with The Dumas Team! Thank you for wonderful communication and service!
entire team of academy Mortage has done excellent job i would recommend to anyone
The entire dumas team were extremely helpful and wonderful to work with. They made whole process a breeze. I will definitely recommend them to anyone in the market to buy a home!
Belinda Dumas and her team were phenomenal! My husband and I had a very tight timeframe to get to the closing table. Not only did they get us there on time, but they were so kind and professional throughout the entire process. I would recommend Belinda and her team to anyone trying to buy a house!!
Only one word to describe this team phenomenal.
NMLS ID #190278
I am authorized to do business in the states of Alabama, Florida, Georgia and South Carolina. 
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