(181 reviews)

Pam Rios

Senior Loan Officer

NMLS ID #208089

Marietta, GA

4.92

(181 reviews)

Get in touch

Save Contact

125 Church Street, Suite 320, Marietta, GA 30060

[email protected]

(678) 231-1754

Let's talk

Have questions? Let's connect and talk through your goals.

Get pre-approved

Get a clearer picture of your home financing options with a simple first step.

Apply for a loan

Ready to move forward? Start your application when the time is right for you.

Building Dreams, One Loan at a Time

Your Local Trusted Mortgage Chick

About me

Pam Rios brings an impressive 39 years of experience in the mortgage industry, having achieved notable milestones such as being the first FHA direct endorsement underwriter in the United States Virgin Islands. Recognized in the top 10 of production and the top 1% in the country by Scotsman Guide, Pam has consistently demonstrated excellence, earning President’s Level status multiple times.Read more

Pam’s dedication to her clients and agents is evident in her commitment to providing a 5-star experience. Her team, including her assistant Magen and processor David, who together have over 10 years of experience, work tirelessly to make borrowers’ dreams come true. With their combined knowledge and expertise, they strive to earn your business and be your trusted partners in 2024 and beyond.

Let Pam and her team guide you through your mortgage journey with empathy, pride, and unparalleled service.

Awards

Causes and Memberships

Testimonials

4.92 (181 reviews)

4.8

5.0

4.9

I had a wonderful experience working with this loan team during my refinance process. Pam and Magen were incredibly helpful from start to finish. They made the entire refinance process smooth, easy, and stress-free. They were always responsive, patient, and willing to answer all of my questions in detail. Their communication was clear and consistent, and they kept me informed every step of the way. I truly appreciated their professionalism, knowledge, and dedication to making sure everything was handled efficiently and on time. I would highly recommend them to anyone looking to refinance or secure a loan.

Dorothy

Feb 18, 2026 |

Decatur, GA

Pam and her team are professional and made the process smooth with quick approval. I will continue to refer her to my other clients, whether they are looking for new construction or resale properties.

Keia B.

Jan 29, 2026 |

See all testimonials

Leave a review

Ready to get started?

Get in touch to discuss your home financing goals and explore next steps together.

Keep in touch

Phone:

(678) 231-1754

Mobile:

(678) 231-1754

Branch:

(404) 323-4748

Email:

[email protected]

125 Church Street, Suite 320, Marietta, GA 30060

Office Hours

Monday - Friday

Saturday

Sunday

8:00AM - 5:00PM

CLOSED

Monday - Friday

8:00AM - 5:00PM

Saturday

CLOSED

Sunday

CLOSED

NMLS ID #208089

I am authorized to do business in the states of Florida and Georgia.

Find the loan that works for you

See what we offer

Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

See all loan programs