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Pam Rios
Senior Loan Officer
NMLS# 208089
About me
Pam Rios has 39 years of experience in all areas of the mortgage industry. Some of Pam’s achievements have been designated as the first FHA direct endorsement underwriter in the United States Virgin Islands where she lived for 15 years. Pam has been recognized in the top 10 of production and recognized in the top 1% in the country as noted in Scotsman Guide for several years as well as achieving President’s Level status. Pam is dedicated to her clients, her agents, and has the commitment, empathy, and takes pride in her service level commitments to her clients and her team. She and her team work hard to ensure borrowers get a 5-star experience with the knowledge and expertise she and her team bring. Her assistant, Magen, and processor, David, have a combined experience of over 10 years. Together they make dreams come true. Allow them to earn your business. Let us be your guide, your go-to, your partner in 2024 and years to come.
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Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Down payment assistance
FHA
VA
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
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Testimonials
Great company and communication. Pam and her team were awesome and went above and beyond to ensure I was satisfied the loan terms.
The process was effortless and communication never lacked.
EVERYTIME I had a question it was answered! The team was so helpful and very knowledgeable about everything
I want to express my gratitude for Pam’s help during the process of securing our mortgage loan. Pam and her team exude professionalism beyond measure. Pam always took time to thoroughly answer any questions that I had during the process. As this was my first time purchasing and had many concerns. Pam’s guidance and assistance in this regard is priceless. After serving over 16 years in the US Army, it’s such a blessing to have a place we can call home. Thank you so much for assisting my family with our forever home.
I recently had the pleasure of working with Pam Rios, and I couldn’t be happier with the experience! From start to finish, Pam was incredibly professional, responsive, and knowledgeable. Her clear communication made the entire process smooth and stress-free, and she went above and beyond to ensure I understood all my options. I especially appreciated her patience and dedication to finding the best solution that suited my financial situation. I highly recommend Pam Rios to anyone looking for a trustworthy and competent loan officer!
Pam and her team are great
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