Your Local Trusted Mortgage Chick
Pam Rios
Senior Loan Officer
NMLS# 208089
About me
Pam Rios brings an impressive 39 years of experience in the mortgage industry, having achieved notable milestones such as being the first FHA direct endorsement underwriter in the United States Virgin Islands. Recognized in the top 10 of production and the top 1% in the country by Scotsman Guide, Pam has consistently demonstrated excellence, earning President’s Level status multiple times.
Pam’s dedication to her clients and agents is evident in her commitment to providing a 5-star experience. Her team, including her assistant Magen and processor David, who together have over 10 years of experience, work tirelessly to make borrowers’ dreams come true. With their combined knowledge and expertise, they strive to earn your business and be your trusted partners in 2024 and beyond.
Let Pam and her team guide you through your mortgage journey with empathy, pride, and unparalleled service.
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Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Down payment assistance
FHA
VA
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
home equity insights
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Testimonials
I had a great experience with PAM RIOS and her team and was very satisfied.
They were great made the process easy and seamless.
The experience was great. The terms and conditions were fair. Pam and Magen made the process easier with their availbility to me and how they were willing to explain the process or any concerns, details that I did not unserstand. Thank you!
Because I am now in my house.And it was due to the help of pam and her team with megan and dave assisting
They were effective in their communications and were the most competitive! They made me feel comfortable during the whole process .
The experience was great. The terms and conditions were fair. PAM and Magen made the process easier with their availbility to me and how they were willing to explain the process or any concerns, details that I did not unserstand. Thank you!
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