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Find the loan that fits your journey.

Let’s explore a variety of unique mortgage options together.

About me

Matt Reyes began his journey in mortgage banking in 2015, starting as a production assistant and progressing through roles as a loan officer assistant and loan officer. Today, he proudly serves as a Producing Branch Manager for our Marietta Station Branch. With expertise in both purchase and refinance transactions, he has been honored with numerous awards for both production and customer service.

Born and raised in Georgia, he is a proud father of three beautiful girls and a devoted husband to his amazing wife, Brittany Reyes. When he’s not helping others achieve their dream of homeownership, he spends most of his time with his “girl gang” and coaching softball.

He holds a degree in Finance from the University of Georgia, where his passion for numbers began. After experiencing the thrill of buying his first home, he knew he wanted to help others on their homebuying journeys as well. He takes great pride in creating a remarkable customer experience and has an impeccable ability to navigate the ever-changing mortgage landscape.

Matt specializes in government and conventional financing for both new construction and resale homes, as well as many first-time homebuyer programs, down payment assistance, non-QM, and jumbo financing options.

All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Program eligibility and availability varies. Borrower must meet eligibility requirements.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.99 out of 5.0 stars
5.0
5.0
4.98
5.0
Josh
Aug 26, 2025
Ball Ground, GA
Verified

As always, Matt and his team provided exceptional service to get our clients to the closing table with an incredible rate! Matt and his team continue to make us look good by providing top notch services to our clients time and time again! We can't thank them enough .
Hannah
Aug 26, 2025
Ball Ground, GA
Verified

Matt was very personable and thorough through the whole process! No stress for us they did all the hard work!
Josie W
Aug 26, 2025
Verified

Matt Reyes is simply amazing. He guided us through our home purchase process with exceptional professionalism and dedication. Throughout what could have been a stressful loan experience, he demonstrated remarkable expertise and patience. He kept us informed at every step, educated us, responded promptly to our questions, and worked diligently to ensure we met all requirements and deadlines. Even when we faced some personal challenges during the process, he remained supportive, encouraging and solution-focused. His attention to detail and thorough communication made what is typically a complex process feel manageable. He clearly explained each requirement, helped us navigate from pre-approval to conditional approval seamlessly, and ensured we had everything needed for a successful closing. He made me trust the process and I knew I could always talk to him as issues arose. We are now proud homeowners, and we couldn't have asked for better guidance throughout this journey. I would confidently recommend him and Academy Mortgage to anyone seeking a knowledgeable, reliable, and genuinely caring loan officer. Thank you for the outstanding service and for helping us get across the finish line into our newly built home! My sincere gratitude goes beyond words can express! My husband and I will never forget your service and support. We will definitely use Academy Mortgage again and again!
Josiephine
Aug 26, 2025
Senoia, GA
Verified

Matt Reyes is simply amazing. He guided us through our home purchase process with exceptional professionalism and dedication. Throughout what could have been a stressful loan experience, he demonstrated remarkable expertise and patience. He kept us informed at every step, educated us, responded promptly to our questions, and worked diligently to ensure we met all requirements and deadlines. Even when we faced some personal challenges during the process, he remained supportive, encouraging and solution-focused. His attention to detail and thorough communication made what is typically a complex process feel manageable. He clearly explained each requirement, helped us navigate from pre-approval to conditional approval seamlessly, and ensured we had everything needed for a successful closing. We are now proud homeowners, and we couldn't have asked for better guidance throughout this journey. I would confidently recommend him and Academy Mortgage to anyone seeking a knowledgeable, reliable, and genuinely caring loan officer. Thank you for the outstanding service and for helping us get across the finish line into our newly built home! My sincere gratitude goes beyond worfs can express!
Zackery
Aug 26, 2025
Ball Ground, GA
Verified

Overall great experience! The team was very quick to respond and on top of things throughout the whole process very knowledgeable and super smooth closing! Highly recommend
Candace T
Aug 05, 2025
Verified

Matt was always very quick to respond and answer all my questions. He was friendly, knowledgeable, and professional!

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Awards

Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #1336339
I am authorized to do business in the state of Georgia.