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Delivering the Promise of Home

Choose from programs tailored to fit your needs.

About me

Hello, Friends! I'm Brandi Hill, your trusted source for all things mortgage related. My journey in this industry began at the age of 18, where I started in the credit field. Over the years, I honed my skills by mastering credit strategies and educating mortgage partners on enhancing their clients' profiles. In 2014, I took a leap to become a licensed realtor, and in 2017, my career came full circle as a licensed mortgage loan officer. Since then, I've had the privilege of helping countless families turn their real estate dreams into reality.

I hold two principles close to my heart: client education and customer satisfaction. My mission is not only to find the perfect loan product tailored to your needs but also to ensure you're fully informed every step of the way. Together, we'll make your dream of homeownership a reality. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.92 out of 5.0 stars
4.89
5.0
Shimeka M
May 21, 2025
Verified

Very responsive and friendly. She made the process so simple and amazing. Thank you Brandi !
Shimeka
May 19, 2025
Covington, GA
Verified

Brandy has been absoultly amazing and very responsive.
Sade
May 19, 2025
Covington, GA
Verified

Brandi is a great asset to your company. She goes above and beyond for her customers. If I would do this process all over again I'm definitely doing it with Brandi and Guild mortgage.
Alyssa
May 19, 2025
Covington, GA
Verified

Working with Brandi was a complete joy. Brandi stepped in during the last 2 weeks for a new construction client, not because there was challenges with the file but because the client wanted to feel more supported during the transaction. I want to thank Brandi and her team for delivering the same level of quality service and attention I strive to provide my clients when connecting them with my preferred vendors. I would highly recommend Brandi.
Casandra
May 12, 2025
Austell, GA
Verified

Brandi was exceptional and her customer service went above and beyond!
faithmack25
Mar 12, 2025
Verified

AMAZING! AMAZING! AMAZING! Brandi made my first time home buying experience one I will never forget! Over and beyond and truly cared about helping ME!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #1441524
I am authorized to do business in the state of Georgia.