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Tosh Pence

Branch Manager

NMLS# 1585560

About me

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Home equity insights

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.92 out of 5.0 stars
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5.0
Facebook logo
4.0
Experience logo
4.9
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4.9
Matthew
Nov 3, 2025
Experience logo
We needed to be aggressive with our offer so we went to Tosh and his team to see if we could close in 25 days and they s...See more
Natasha
Nov 2, 2025
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Professional explained everything
Kyle
Aug 3, 2025
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Very helpful always available for questions day or night, wants to give you the best advice and steer you down the right...See more
Dave A.
Aug 3, 2025
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I recently had the pleasure of working with Tosh Pence for the financing of my new home in Viera, FL, and I couldn't be ...See more
Evo132
Aug 3, 2025
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Tosh communicated with us during every step of the loan process. He answered all of our questions after hours and on the...See more
Erin C.
Aug 3, 2025
Experience logo
Communication is awesome

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Awards

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Causes & Memberships

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NMLS ID #1585560

I am authorized to do business in the state of Florida.

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