Skip to content
Find the loan to fit your life
Select from hundreds of loan products tailored to your needs
Image of Ralph Bobo

Ralph Bobo

Branch Manager

NMLS# 432371

About me

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Homebot logo

Home equity insights

X
X

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.97 out of 5.0 stars
Experience logo
5.0
Google logo
5.0
Third party logo
5.0
Cristal
Dec 18, 2025
Brandon, FL
Experience logo
He always called me to explain so I feel comfortable with my decision.
Daniel
Nov 27, 2025
Saint Petersburg, FL
Experience logo
Ralph was very personable and delivered on everything in a timely manner. I would highly recommend!
Barbara
Nov 13, 2025
Saint Petersburg, FL
Experience logo
Ralph was excellent, a pleasure doing business with him .
Stephanie C.
Nov 4, 2025
Google logo
Ralph has been an absolute joy to work with! He made our VA loan purchase easy and smooth - always quick to respond and ...See more
Daniel D.
Nov 4, 2025
Google logo
Ralph and his team provided an amazing service from start to finish on our VA home loan. Very knowledgeable and would hi...See more
Barbara
Nov 1, 2025
St Petersburg, FL
Experience logo
Ralph was truly exceptional and kept me informed all the way for the process I'm really showed that he cared!

Video Gallery

Awards

Image of an award

Causes & Memberships

Image of causes & memberships

NMLS ID #432371

I am authorized to do business in the states of Florida and Georgia.

X
Want to have an experienced loan officer contact you for answers?
First name*
Last name*
Phone*
Email*
Zip code*