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Your Local Lender
Helping families from Punta Gorda to Delaware for 30+ years

About me

I am privileged to say that I have been helping families achieve the American Dream of home ownership for over thirty-seven years.  I am licensed in Delaware, Pennsylvania, Maryland, Louisiana, and Florida. With my vast experience and knowledge of the industry it would be my pleasure to guide you through the mortgage process. 

Being a Delaware native, I began my career there and have strong ties to the community and surrounding regions. Happily celebrating thirty one years of marriage this spring, my wife Beth is a retired educator and mother to our two amazing daughters.  Both are graduates of High Point University in North Carolina.  Our oldest daughter Melanie is a talented Interior Designer living in Charleston, South Carolina. Our daughter Katie is keeping her roots firmly planted in Delaware and has a successful career in the mortgage industry right here at Guild Mortgage. 

My wife and I love boating, traveling, and entertaining.  We’ve recently moved to Florida and made Punta Gorda our home.  After visiting the area for years, we knew it was the place for us.  Being new to the area, we look forward to meeting new people and enjoying the Florida sunshine. Please feel free to contact me for your mortgage needs. I would be happy to help make the house you’ve been dreaming of a reality! 

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.96 out of 5.0 stars
Zillow logo
5.0
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5.0
Experience logo
4.9
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5.0
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4.9
Boyd
Nov 4, 2025
Experience logo
point number ONE, CR was easily accessible , clear and comlpete reply to our, my wife and I, many questions..TWO, walkin...See more
Jeffrey
Nov 2, 2025
Experience logo
CR was on top of everything.
Rebecca
Oct 4, 2025
Third party logo
Went above any beyond in helping me secured a loan that worked best for me. They were very patient with any and all ques...See more
Jimmy S.
Oct 4, 2025
Google logo
CR was wonderful to work with. He helped me through the loan process and answered all my questions. He worked with all m...See more
Liz
Oct 4, 2025
Third party logo
C.R. is always a pleasure to work with. He responds immediately to calls and emails. With C.R., I'm assured my clients w...See more
Stephen
Oct 4, 2025
Experience logo
Couldn't have asked for a smoother transaction. Thank you

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Awards

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NMLS ID #453837

I am authorized to do business in the states of Delaware, Florida, Louisiana, Maryland and Pennsylvania.

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