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The Mortgage Expert You Can Count On

From First-Time Buyers to Refinancing - Experience You Can Trust

About me

With over 20 years of experience in the mortgage industry, I am a licensed Mortgage Loan Officer and Branch Manager in both Florida and Michigan, lending my expertise to clients across both states. Throughout my career, I have built a reputation for providing top-notch service and expert guidance in the home loan process. With a reputation for effective and clear communication, I’ve empowered my team to consistently deliver exceptional results.

I am especially passionate about helping first-time homebuyers navigate the mortgage process, turning the dream of homeownership into a reality. Whether you’re looking for the best mortgage rates, exploring VA loans, FHA loans, or jumbo loan options, my goal is to ensure you receive the personalized service you deserve.

Outside of work, I’m a big fan of College Football and have also spent over two decades coaching high school wrestling. FUN FACT: I was part of a coaching staff that trained three NCAA Wrestling Champions, all from the same team. My wife and I love exploring the great outdoors, and I cherish being “Pop Pop” to our wonderful grandchildren.

If you’re in Florida or Michigan and need expert mortgage advice or are ready to take the next step in your homeownership journey, put my experience to work for you! Call me directly on my cell at 561.252.8539. I look forward to assisting you in getting the best mortgage for your needs.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.92 out of 5.0 stars
5.0
4.93
4.87
Daniel
Aug 12, 2024
Zephyrhills, FL
Verified

Outstanding experience Bob saved a deal that was dead in the water. Republic Bank could not get the deal done. Bob made it happen
Eugene
Aug 12, 2024
Zephyrhills, FL
Verified

Bob Smith was able to take over a loan that a buyers lender was unwilling to try. He had a lot of confidence in getting this transaction closed and delivered.
Evey
Aug 05, 2024
Stuart, FL
Verified

The communication throughout the entire process was second to none. Thanks so much!
Ayodele
Aug 05, 2025
Port Saint Lucie, FL
Verified

Bob is a true professional a great sense of ownership. He is always available to answer my questions and he makes me feel very comfortable throughout the whole process. The loan origination team are fantastic! Clising Closing was as easy as it could ever be. Thanks to the entire team for making this loan processing and home purchase a huge success.
Violet
Aug 05, 2025
Port Saint Lucie, FL
Verified

It's always a pleasure working with Bob Smith. My customers and I especially like his timeliness in responding. He also does a great job to qualify my buyers or prepare them for qualification. I enjoy working with Bob.
Orley F
Aug 03, 2025
Verified

Great experience, quick and easy

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Causes & Memberships

NMLS ID #518087
I am authorized to do business in the states of Florida and Michigan.