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About me

Some Lenders See Roadblocks. I See a Way Forward.Read more

Some Lenders See Roadblocks. I See a Way Forward.

 

Nearly 25 years of mortgage experience. Straight answers. Creative solutions. And a real person who picks up the phone.

 

I'm Bob Smith, a Mortgage Loan Officer and Area Manager, proudly helping homebuyers and homeowners throughout Florida and Michigan.

 

Here's something I've learned after more than two decades in the mortgage industry: Getting a home loan isn't always as simple as checking a few boxes. And when things get complicated, experience matters.

 

I've built my career on finding solutions, communicating honestly, and treating every mortgage like it matters. Because to the family waiting for those keys, it matters a whole lot.

 

Have a mortgage question? Call me directly at 561-252-8539. Let's figure out your next move.

 

Mortgage Experience That Works for YOU

 

Whether you're a first-time homebuyer, purchasing your next home, investing, refinancing, or exploring mortgage options, you deserve more than someone who simply quotes interest rates.

 

You deserve a lender who listens, explains your options, anticipates challenges, creates a strategy, and knows how to navigate the unexpected.

 

I help Florida and Michigan homebuyers explore financing solutions, including conventional mortgages, FHA loans, VA home loans, jumbo loans, first-time homebuyer programs, and mortgage refinancing.

 

My approach is simple: I'll tell you what you need to know, not just what you want to hear. No confusing mortgage jargon. No unnecessary runaround. Just honest guidance, clear communication, and a determination to find the right path forward.

 

And when a loan gets challenging? That's when I roll up my sleeves. I don't see obstacles as reasons to give up. I see puzzles worth solving.

 

A Coach at Heart. A Problem-Solver by Nature.

 

Outside the mortgage world, I'm a college football fan, an outdoor enthusiast, a husband, and a proud "Pop Pop" to my grandchildren.

 

I spent more than 20 years coaching high school wrestling. One of my proudest accomplishments was being part of a coaching staff that trained three NCAA Wrestling Champions, all from the same team.

 

Coaching taught me that preparation, persistence, communication, and teamwork make all the difference. Those same principles guide how I serve my mortgage clients and lead my team every day.

 

I'm competitive by nature. I like finding solutions. And I REALLY like helping people win.

 

Experience the Difference. Call Bob.

 

There are plenty of mortgage lenders in Florida and Michigan. But not every lender brings the same experience, determination, or personal commitment to the table.

 

Whether you're buying your very first home or your fifth, I want you to feel confident, informed, and supported from our first conversation through closing.

 

Before you assume you don't qualify, before you settle for a loan that might not fit, or before you make your next big move, let's talk.

 

Put my 20+ years of mortgage experience to work for you.

 

Call or text me directly at 561-252-8539.

 

Common name. Uncommon service. Experience the difference.

Awards

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Causes and Memberships

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Testimonials

4.93 (283 reviews)
Zillow logo
5.0
Facebook logo
5.0
Experience logo
4.9
Google logo
4.9
Third party logo
5.0
Everything was very smooth throughout the process
Experience logo
Derek

July 23, 2026 | 

Vero Beach, FL

Easy to work with, prompt response to emails, caring and compassionate
Experience logo
Brooke

July 22, 2026 | 

Vero Beach, FL

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Meet our team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

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Kerri Eaton

Originating LOA | NMLS# 996848

Ready to get started?

Get in touch to discuss your home financing goals and explore next steps together.

Office Hours

Monday - Friday

Saturday

Sunday

8:00AM - 5:00PM

CLOSED

CLOSED

Monday - Friday

8:00AM - 5:00PM

Saturday

CLOSED

Sunday

CLOSED

NMLS ID #518087

I am authorized to do business in the states of Florida and Michigan.

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Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

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