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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Bob Smith

Bob Smith

Branch Manager

850 NW Federal Highway, Suite 210, Stuart, FL 34994
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.89 out of 5.0 stars
5.0
4.91
4.81
Jill
Nov 23, 2023
Verified

Bob Smith, is hands-down, the best lender. He knows what he’s doing. He understands the process. He’s very good at explaining it so you’re never left in the dark. He keeps you in the loop every step of the way you never have to reach out to him to ask him what’s going on he’s always one step ahead of you. I would recommend him to everyone and anyone…
Karen P
May 16, 2023
Verified

Working with Bob is always a very smooth experience. He is very knowledgeable and easy to work with. Unlike most Lenders, he will answer right away or at least respond to get back to his clients. Bob handles all his transactions directly, it does not go through multiple hands. I highly recommend Bob and Academy Mortgage. You won't be disappointed!
Eshea C
Mar 24, 2023
Verified

Thank you for such a pleasant process, my clients had only great things to say about you and your professionalism.
Jennifer
May 28, 2024
Verified

Bob is the Best! Day and Night, he is always there to help and answer any questions. Very thankful for Bob Smith and Guild Mortgage!!
Mark
May 28, 2024
Verified

Everything was handled timely and efficiently!
Tony
May 20, 2024
Verified

Bob and Trish at Guild have always been the best. My company uses them every chance we get.

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NMLS ID #518087
I am authorized to do business in the states of Florida and Michigan.