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The Mortgage Expert You Can Count On

From First-Time Buyers to Refinancing - Experience You Can Trust

About me

With over 20 years of experience in the mortgage industry, I am a licensed Mortgage Loan Officer and Branch Manager in both Florida and Michigan, lending my expertise to clients across both states. Throughout my career, I have built a reputation for providing top-notch service and expert guidance in the home loan process. With a reputation for effective and clear communication, I’ve empowered my team to consistently deliver exceptional results.

I am especially passionate about helping first-time homebuyers navigate the mortgage process, turning the dream of homeownership into a reality. Whether you’re looking for the best mortgage rates, exploring VA loans, FHA loans, or jumbo loan options, my goal is to ensure you receive the personalized service you deserve.

Outside of work, I’m a big fan of College Football and have also spent over two decades coaching high school wrestling. FUN FACT: I was part of a coaching staff that trained three NCAA Wrestling Champions, all from the same team. My wife and I love exploring the great outdoors, and I cherish being “Pop Pop” to our wonderful grandchildren.

If you’re in Florida or Michigan and need expert mortgage advice or are ready to take the next step in your homeownership journey, put my experience to work for you! Call me directly on my cell at 561.252.8539. I look forward to assisting you in getting the best mortgage for your needs.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.91 out of 5.0 stars
5.0
4.92
4.85
Daniel
Aug 12, 2024
Zephyrhills, FL
Verified

Outstanding experience Bob saved a deal that was dead in the water. Republic Bank could not get the deal done. Bob made it happen
Eugene
Aug 12, 2024
Zephyrhills, FL
Verified

Bob Smith was able to take over a loan that a buyers lender was unwilling to try. He had a lot of confidence in getting this transaction closed and delivered.
Evey
Aug 05, 2024
Stuart, FL
Verified

The communication throughout the entire process was second to none. Thanks so much!
Carl R
Dec 02, 2024
Verified

I finance a second home with Bob Smith at Guild mortgage. As a small business owner getting a mortgage can be a real pain, but having Bob made it go very smooth. I don't write many reviews but this is a well earned review. I seriously felt like I was Bob's only customer, he answered the phone every time I called, he explained everything clearly, and he could be trusted to give good advice. His team at Guild mortgage did a great job too!
Carl
Dec 02, 2024
Verified

I worked with Bob Smith and was completely impressed by the level of service I received. I'm a small business owner buying a second home, so I'm not the easiest person to finance. The whole process took less than 30 days. The responsiveness to my questions was so fast that I felt I was his only customer. I will refer all of my friends and family to Bob Smith. The Guild website was easy to use also.
Jason R C
Nov 04, 2024
Port Saint Lucie, FL
Verified

Very responsive and helpful with any question that arose .

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NMLS ID #518087
I am authorized to do business in the states of Florida and Michigan.