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The Mortgage Expert You Can Count On
From First-Time Buyers to Refinancing - Experience You Can Trust
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Bob Smith

Area Manager

NMLS# 518087

About me

With over 20 years of experience in the mortgage industry, I am a licensed Mortgage Loan Officer and Branch Manager in both Florida and Michigan, lending my expertise to clients across both states. Throughout my career, I have built a reputation for providing top-notch service and expert guidance in the home loan process. With a reputation for effective and clear communication, I’ve empowered my team to consistently deliver exceptional results.

I am especially passionate about helping first-time homebuyers navigate the mortgage process, turning the dream of homeownership into a reality. Whether you’re looking for the best mortgage rates, exploring VA loans, FHA loans, or jumbo loan options, my goal is to ensure you receive the personalized service you deserve.

Outside of work, I’m a big fan of College Football and have also spent over two decades coaching high school wrestling. FUN FACT: I was part of a coaching staff that trained three NCAA Wrestling Champions, all from the same team. My wife and I love exploring the great outdoors, and I cherish being “Pop Pop” to our wonderful grandchildren.

If you’re in Florida or Michigan and need expert mortgage advice or are ready to take the next step in your homeownership journey, put my experience to work for you! Call me directly on my cell at 561.252.8539. I look forward to assisting you in getting the best mortgage for your needs.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.92 out of 5.0 stars
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5.0
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4.9
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4.9
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5.0
Cynthia M.
Dec 25, 2025
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Bob and his team are exceptional! They were always available (even on weekends/evenings,) friendly, helpful, and profes...See more
Tim G.
Dec 25, 2025
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Great operations and staff was knowledgeable and always available for questions. If you need a mortgage company this i...See more
Abbigail
Dec 25, 2025
Fort Pierce, FL
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The entire process was managed perfectly and the systems used to do the transaction were simple. Bob ...See more
Cynthia
Dec 18, 2025
Port Saint Lucie, FL
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Other than your website, my experience was great! Bob and his people were always available, always helpful, very profes...See more
Amy S.
Oct 16, 2025
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Great professional team! They'll take excellent care of you!
Heidi S.
Oct 16, 2025
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We are so happy with the service from the Bob Smith Team we can't imagine using anyone else. Not only do we refer all of...See more

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Awards

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Causes & Memberships

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NMLS ID #518087

I am authorized to do business in the states of Florida and Michigan.

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