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The Mortgage Expert You Can Count On

From First-Time Buyers to Refinancing - Experience You Can Trust

About me

With over 20 years of experience in the mortgage industry, I am a licensed Mortgage Loan Officer and Branch Manager in both Florida and Michigan, lending my expertise to clients across both states. Throughout my career, I have built a reputation for providing top-notch service and expert guidance in the home loan process. With a reputation for effective and clear communication, I’ve empowered my team to consistently deliver exceptional results.

I am especially passionate about helping first-time homebuyers navigate the mortgage process, turning the dream of homeownership into a reality. Whether you’re looking for the best mortgage rates, exploring VA loans, FHA loans, or jumbo loan options, my goal is to ensure you receive the personalized service you deserve.

Outside of work, I’m a big fan of College Football and have also spent over two decades coaching high school wrestling. FUN FACT: I was part of a coaching staff that trained three NCAA Wrestling Champions, all from the same team. My wife and I love exploring the great outdoors, and I cherish being “Pop Pop” to our wonderful grandchildren.

If you’re in Florida or Michigan and need expert mortgage advice or are ready to take the next step in your homeownership journey, put my experience to work for you! Call me directly on my cell at 561.252.8539. I look forward to assisting you in getting the best mortgage for your needs.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.91 out of 5.0 stars
5.0
4.93
4.86
Daniel
Aug 12, 2024
Zephyrhills, FL
Verified

Outstanding experience Bob saved a deal that was dead in the water. Republic Bank could not get the deal done. Bob made it happen
Eugene
Aug 12, 2024
Zephyrhills, FL
Verified

Bob Smith was able to take over a loan that a buyers lender was unwilling to try. He had a lot of confidence in getting this transaction closed and delivered.
Evey
Aug 05, 2024
Stuart, FL
Verified

The communication throughout the entire process was second to none. Thanks so much!
Kristina A
Jun 17, 2025
Verified

Bob is a blessing to work with!!! As first time home buyers it was a scary big step for us. He reassured us every step of the way, and got us into our dream home within 45 days! The kindness and patience him and his team has shown us as nervous first time home owners is unmatched! Bob is the silent partner in the background who has your back and makes your dreams come true!! Couldn't have been more blessed!
Daniel
Jun 02, 2025
Okeechobee, FL
Verified

ama service
Daniel
Jun 02, 2025
Okeechobee, FL
Verified

This was the smoothest mortgage process I have ever been a part of; it was truly a pleasure working with your team.

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NMLS ID #518087
I am authorized to do business in the states of Florida and Michigan.