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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.98 out of 5.0 stars
4.98
Kenneth
May 19, 2025
Pensacola, FL
Verified

Shellie was prompt, informed and a strong advocate for us.
Leigh
May 19, 2025
Milton, FL
Verified

Shellie made it great! Always easy to get in touch with and knowledgable. Thank you, Shellie!!
Anne
Apr 28, 2025
Milton, FL
Verified

Shellie kept us informed throughout the process and was very knowledgeable and experienced in her work. She took the time to explain the process to us and always got back to us in a timely manner. I would not hesitate to recommend her to family members and friends who might be in the market in considering financing a home.
Roger
May 12, 2025
Pensacola, FL
Verified

Personal ownership by Ms. Shelly of the loan and process sh is professional efficient and thoughtful. Her staff is also hghly revommended. This office is wonderful to work with. this is my second home and loan/mortgage thru Shelley's office.
Carrie
May 12, 2025
Pensacola, FL
Verified

is a joy to work with always professional always on top of things! I never have to worry with her she's so tenacious and professional!!
Matthew
Apr 28, 2025
Milton, FL
Verified

Shellie Smith kept me well informed during the process of getting our mortgage loan. She returned calls in a timely manner and answered all of our questions. She made the process a pleasant experience. She was a joy to work with!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #440325
I am authorized to do business in the states of Alabama, Florida, Georgia and Tennessee.