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Guiding You to Smarter Homeownership

Mortgages tailored to fit your needs and financial goals

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

Matt Sines is a dedicated mortgage loan officer with deep roots in the DC metro area and currently based in Pensacola, Florida. Growing up in the DMV region gave Matt a strong appreciation for diverse communities and fast-paced markets-insights he now brings to his work helping clients across Florida and beyond secure the right home financing solutions.

With over 15 years of experience in the mortgage and home lending industry, Matt specializes in conventional, FHA, VA, and Jumbo loans, offering personalized guidance tailored to each borrower's financial goals. Whether you're a first-time homebuyer, refinancing your current mortgage, or investing in property, Matt provides expert advice and a smooth, transparent loan process.

Known for his responsiveness, integrity, and client-first approach, Matt is a trusted resource for both homebuyers and real estate professionals. His background in the DC metro area combined with his local expertise in Florida's housing market makes him uniquely positioned to serve a wide range of clients.

When not working, Matt spends time drumming in his band, cooking a meal for his family, or out fishing with his friends.

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Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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member of Guild Giving
NMLS ID #706232
I am authorized to do business in the states of Alabama, District of Columbia, Florida, Maryland, Tennessee and Virginia. (www.nmlsconsumeraccess.org/);