
Find the loan to fit your life
Select from hundreds of loan products tailored to your needs

Julie Smith
Senior Loan Officer
NMLS# 1201785Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Product Info

home equity insights
For homebuyers
Discover homes that grow equity
For homeowners
Learn how much your home is worth
For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.
X
X
Testimonials
Testimonials
The rating and reviews below represent my top
reviews.
Read all customer reviews here.
5.0 out of 5.0 stars




Kimberly
Jul 01, 2025
Pensacola, FL

Verified
Julie is kind and personable. Explained everything and made me feel comfortable.
Brandon
Jun 21, 2025
Pensacola, FL

Verified
Julie made the process simple yet exciting and enjoyable.
Amanda
Jun 02, 2025
Pensacola, FL

Verified
I had a great experience with Julie! She answered my questions every step of the way and made the whole process easy.
Andre
May 19, 2025
Milton, FL

Verified
Julie was always able To answer our questions and was super helpful throughout the whole process
Stelios
May 19, 2025
Milton, FL

Verified
I've worked with Julie many times and each time is just as simple and smooth as the last. She's very knowledgable about available incentives and programs and shoots straight from the hip, keeping client expectations grounded and honest. It's always been a pleasure working with her.
Marisa
Apr 01, 2025

Verified
I have had the pleasure of working with Julie as a buyer for years now and I can promise you she goes above and beyond the call of duty! Most recently Julie assisted my family in helping our grown children purchase their first home. From providing education way before we began our search, and guidance up to the sale and purchase; she was with us every step of the way answering questions day or night. She always made us feel supported, and she was patient with our questions and stop and go timeline. Words do not express how truly grateful we are to her for everything! Trust me look no further, you are in good hands with Julie! She is truly amazing!
NMLS ID #1201785
I am authorized to do business in the states of Alabama and Florida.
Before you go
You're about to leave guildmortgage.com and enter an external website.
Please note that Guild Mortgage isn't responsible for the products, content, accuracy, or security provided on a third-party website.
Thank you for visiting us!