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Julie Smith
Senior Loan Officer
NMLS# 1201785Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
Testimonials
The rating and reviews below represent my top
reviews.
Read all customer reviews here.
4.98 out of 5.0 stars




Brandon C
Jul 09, 2025

Verified
Everyone on the team was upfront with all the information we needed. Plus they kept in contact so we knew when we had to turn in papers. Very friendly staff.
Kimberly
Jul 01, 2025
Pensacola, FL

Verified
Julie is kind and personable. Explained everything and made me feel comfortable.
Brandon
Jun 21, 2025
Pensacola, FL

Verified
Julie made the process simple yet exciting and enjoyable.
Amanda
Jun 02, 2025
Pensacola, FL

Verified
I had a great experience with Julie! She answered my questions every step of the way and made the whole process easy.
Andre
May 19, 2025
Milton, FL

Verified
Julie was always able To answer our questions and was super helpful throughout the whole process
Stelios
May 19, 2025
Milton, FL

Verified
I've worked with Julie many times and each time is just as simple and smooth as the last. She's very knowledgable about available incentives and programs and shoots straight from the hip, keeping client expectations grounded and honest. It's always been a pleasure working with her.
NMLS ID #1201785
I am authorized to do business in the states of Alabama and Florida.
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