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Julie Smith
Senior Loan Officer
NMLS# 1201785Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
Testimonials
The rating and reviews below represent my top
reviews.
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5.0 out of 5.0 stars




Amanda
Jun 02, 2025
Pensacola, FL

Verified
I had a great experience with Julie! She answered my questions every step of the way and made the whole process easy.
Andre
May 19, 2025
Milton, FL

Verified
Julie was always able To answer our questions and was super helpful throughout the whole process
Stelios
May 19, 2025
Milton, FL

Verified
I've worked with Julie many times and each time is just as simple and smooth as the last. She's very knowledgable about available incentives and programs and shoots straight from the hip, keeping client expectations grounded and honest. It's always been a pleasure working with her.
Marisa
Apr 01, 2025

Verified
I have had the pleasure of working with Julie as a buyer for years now and I can promise you she goes above and beyond the call of duty! Most recently Julie assisted my family in helping our grown children purchase their first home. From providing education way before we began our search, and guidance up to the sale and purchase; she was with us every step of the way answering questions day or night. She always made us feel supported, and she was patient with our questions and stop and go timeline. Words do not express how truly grateful we are to her for everything! Trust me look no further, you are in good hands with Julie! She is truly amazing!
Lauren
Apr 01, 2025

Verified
Julie was absolutely phenomenal! She was moving mountains even when she was sick to help us close on our new home. She is wonderful with communication and is willing to answer any questions you have. We are so thankful to have worked through this process with her. Because of her it all went so much smoother than I thought it could be. Thank you so much Julie!
Sarah
Mar 24, 2025
Milton, FL

Verified
As a Realtor, I Have worked with Julie many times now and she is AMAZING. Her communication with buyers as well as agents throughout a real estate transaction is hard to find and hers is so appreciated! She Is very knowledgable, quick to respond and a great asset to getting a transaction closed with happy buyers!
NMLS ID #1201785
I am authorized to do business in the states of Alabama and Florida.
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