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Julie Smith
Senior Loan Officer
NMLS# 1201785
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
About me
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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
The rating and reviews below represent my top reviews. Read all customer reviews here.
4.98 out of 5.0 stars
5.0
5.0
5.0
Kassandra
Dec 15, 2025
Pensacola, FL
Julie was great! She communicated well and was able to be reached when needed. She was knowledgeable and ...See more
Elizabeth
Dec 5, 2025
Navarre, FL
Julie is AMAZING! Always there to answer our questions no matter the time of day (or night). She made th...See more
Alicia
Sept 27, 2025
Pensacola, FL
Julie was knowledgeable, patient, and extremely helpful. She was always available to talk through details and ...See more
Alicia T.
Sept 18, 2025
Julie Smith was knowledgeable, patient, and extremely helpful. She was always available to talk through details...See more
Kimberly
July 11, 2025
Pensacola, FL
Julie is kind and personable. Explained everything and made me feel comfortable.
Brandon C.
July 9, 2025
Everyone on the team was upfront with all the information we needed. Plus they kept in contact so we knew when we had to...See more
NMLS ID #1201785
I am authorized to do business in the states of Alabama and Florida.