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About me

As a Local, I have been honored to spend the last 2 decades assisting families in Panama City to achieve their homeownership dreams.   Whether I am working with a Veteran, a First Time Homebuyer, or a Condominium Investor, my job is to look out for your financial well-being, because your best interest and happiness are my top priority.   

When I’m not working, I am blessed to spend time with our extended family - enjoying the water, sporting events or spending time with my four legged kids.  

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.93 out of 5.0 stars
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5.0
Experience logo
5.0
Google logo
5.0
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4.9
Lyndsay
Dec 9, 2025
Panama City, FL
Experience logo
Kathy was fantastic throughout the entire process. As first time homebuyers we had lots of questions . She...See more
Stacey
Dec 7, 2025
Panama City Beach, FL
Experience logo
It was a pleasure working with Kathy Hallmon. She stays on top of things and makes sure to communicate with you througho...See more
Owen D.
Nov 25, 2025
Google logo
Kathy is very pleasant to work with. She is professional, knowledgeable and engaging. I especially liked her prompt an...See more
Charles
Nov 25, 2025
Panama City Beach, FL
Experience logo
Loan process and closing was very easy and stress free. Kathy was awesome and very helpful. Questions ...See more
Owen
Nov 15, 2025
Panama City Beach, FL
Experience logo
Kathy was always prompt in answering our questions and was very proactive in keeping us informed.
Amanda P.
Oct 27, 2025
Google logo
Kathy Hallmon was amazing to work with from the very start of the loan application all the way to closing! She is very k...See more

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NMLS ID #754318

I am authorized to do business in the state of Florida.

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