(217 reviews)

Kathy Hallmon

Loan Officer

NMLS ID #754318

Panama City, FL

4.93

(217 reviews)

Get in touch

Save Contact

3208 West 23rd Street, Unit 2, Panama City, FL 32405

[email protected]

(850) 381-1833

Schedule a chat

Let's talk

Have questions? Let's connect and talk through your goals.

Get pre-approved

Get a clearer picture of your home financing options with a simple first step.

Apply for a loan

Ready to move forward? Start your application when the time is right for you.

Find the loan to fit your life

You have choices when it comes to home financing

About me

As a Local, I have been honored to spend the last 2 decades assisting families in Panama City to achieve their homeownership dreams. Whether I am working with a Veteran, a First Time Homebuyer, or a Condominium Investor, my job is to look out for your financial well-being, because your best interest and happiness are my top priority.Read more

When I’m not working, I am blessed to spend time with our extended family - enjoying the water, sporting events or spending time with my four legged kids.

Awards

Causes and Memberships

Testimonials

4.93 (217 reviews)

5.0

4.9

Personal service, attention to detail, attention and understanding our goals and needs. Kathy is top notch, always thinking ahead, keeping everything on track, on target. When I needed to switch to Guild for a second on my current home mid our purchase process, Kathy stepped up, got us in contact with the right people and coordinated the loan closing to properly coincide with our property purchase process. I really cant imagine any service that would have been better. At 950 miles away from our new home Kathy was always a call or email away, engaged in every aspect of this purchase. I have and will recommend Kathy and her team to anyone I meet needing mortgage services. Thank you Kathy!!

Todd

Mar 5, 2026 |

Cottondale, FL

Trust is so important in this business and Kathy earns it with every transaction

Carolyn M.

Feb 27, 2026 |

See all testimonials

Leave a review

Ready to get started?

Get in touch to discuss your home financing goals and explore next steps together.

Keep in touch

Phone:

(850) 381-1833

Mobile:

(850) 381-1833

Branch:

(850) 938-4624

Email:

[email protected]

3208 West 23rd Street, Unit 2, Panama City, FL 32405

Office Hours

Monday - Friday

Saturday

Sunday

8:00AM - 5:00PM

CLOSED

Monday - Friday

8:00AM - 5:00PM

Saturday

CLOSED

Sunday

CLOSED

Book a consultation

NMLS ID #754318

I am authorized to do business in the state of Florida.

Find the loan that works for you

See what we offer

Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

See all loan programs

Video gallery

Tools to help guide you

Know before you borrow

Your trust means everything to us.

Discover how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

Mortgage income calculator

Find out how much annual income you’ll need to buy a house.

Mortgage payment calculator

See how principal, interest, taxes and insurance make up your monthly mortgage payment.

Temporary buydown calculator

Learn how a temporary rate buydown might reduce your monthly mortgage payment.

Your trust means everything to us.

Discover how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

More resources

Helpful resources

What are draw and repayment periods for HELOCs* and HELOANs?

Nearly 30% of homeowners are considering tapping into their home equity, a notable increase compared to a few years ago.

When should I use my home equity?

Your home has probably done a lot for you over the years. It’s where you’ve made memories, celebrated milestones, and planted roots.

Is a 2-1 buydown worth it? Pros and cons explained

A 2-1 buydown, also known as a 2-year temporary buydown, provides breathing room for aspiring homeowners to get started on building equity.

home equity insights

Get smart about your home's value

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

For homebuyers

For homeowners

Get my app

Mortgage updates on the go

Available on Google Play and Apple App Store

Kathy Hallmon

Let's talk

Get pre-approved

Apply for a loan

Find the loan to fit your life

You have choices when it comes to home financing

About me

Testimonials

Ready to get started?

Keep in touch

Office Hours

Send us a message

See what we offer

Video gallery

Know before you borrow

Your trust means everything to us.

Mortgage income calculator

Mortgage payment calculator

Temporary buydown calculator

Your trust means everything to us.

Helpful resources

What are draw and repayment periods for HELOCs* and HELOANs?

When should I use my home equity?

Is a 2-1 buydown worth it? Pros and cons explained

home equity insights

Get smart about your home's value

Get my app