(221 reviews)

Kathy Hallmon

Loan Officer

NMLS ID #754318

Panama City, FL

4.93

(221 reviews)

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3208 West 23rd Street, Unit 2, Panama City, FL 32405

[email protected]

(850) 381-1833

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Ready to move forward? Start your application when the time is right for you.

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About me

As a Local, I have been honored to spend the last 2 decades assisting families in Panama City to achieve their homeownership dreams. Whether I am working with a Veteran, a First Time Homebuyer, or a Condominium Investor, my job is to look out for your financial well-being, because your best interest and happiness are my top priority.Read more

When I’m not working, I am blessed to spend time with our extended family - enjoying the water, sporting events or spending time with my four legged kids.

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Testimonials

4.93 (221 reviews)

5.0

4.9

Kathy was phenomenal throughout the entire process of purchasing my first home. You can truly tell she is experienced and has a great wealth of knowledge. She was incredibly responsive and made the entire experience feel seamless from start to finish. She was always available to answer any questions I had and went above and beyond to ensure I felt confident every step of the way. On top of that, she’s genuinely an amazing person to work with. Highly recommend!

Estefany S.

Apr 12, 2026 |

Estefany

Apr 12, 2026 |

Havana, FL

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Phone:

(850) 381-1833

Mobile:

(850) 381-1833

Branch:

(850) 938-4624

Email:

[email protected]

3208 West 23rd Street, Unit 2, Panama City, FL 32405

Office Hours

Monday - Friday

Saturday

Sunday

8:00AM - 5:00PM

CLOSED

Monday - Friday

8:00AM - 5:00PM

Saturday

CLOSED

Sunday

CLOSED

Book a consultation

NMLS ID #754318

I am authorized to do business in the state of Florida.

Find the loan that works for you

See what we offer

Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

See all loan programs

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Tools to help guide you

Know before you borrow

Your trust means everything to us.

Discover how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

Mortgage income calculator

Find out how much annual income you’ll need to buy a house.

Mortgage payment calculator

See how principal, interest, taxes and insurance make up your monthly mortgage payment.

Temporary buydown calculator

Learn how a temporary rate buydown might reduce your monthly mortgage payment.

Your trust means everything to us.

Discover how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

More resources

Helpful resources

What are draw and repayment periods for HELOCs* and HELOANs?

Nearly 30% of homeowners are considering tapping into their home equity, a notable increase compared to a few years ago.

When should I use my home equity?

Your home has probably done a lot for you over the years. It’s where you’ve made memories, celebrated milestones, and planted roots.

Is a 2-1 buydown worth it? Pros and cons explained

A 2-1 buydown, also known as a 2-year temporary buydown, provides breathing room for aspiring homeowners to get started on building equity.

home equity insights

Get smart about your home's value

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Kathy Hallmon

Let's talk

Get pre-approved

Apply for a loan

Find the loan to fit your life

You have choices when it comes to home financing

About me

Testimonials

Ready to get started?

Keep in touch

Office Hours

Send us a message

See what we offer

Video gallery

Know before you borrow

Your trust means everything to us.

Mortgage income calculator

Mortgage payment calculator

Temporary buydown calculator

Your trust means everything to us.

Helpful resources

What are draw and repayment periods for HELOCs* and HELOANs?

When should I use my home equity?

Is a 2-1 buydown worth it? Pros and cons explained

home equity insights

Get smart about your home's value

Get my app