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Kristin Deaton

Kristin Deaton

Sales Manager

700 W Granada Blvd, Suite 104, Ormond Beach, FL 32174
Own what matters
Own what matters

About Me

Kristin Deaton is an experienced loan officer and Sales Manager in Ormond Beach, FL, where she was born and raised. She is licensed to originate mortgages in Florida and Georgia. Kristin is responsible for loan origination, recruiting, and training loan officers. Kristin helps customers feel at home with their mortgage!

Kristin has an extensive background in mortgage loan origination, homeowners insurance, and banking. In her spare time, she enjoys CrossFit, feeding her shopping habit, fashion/beauty blogging, being in the mountains and spending time with her husband and two sons.

 Kristin is locally known for being the “Get it Done” lender!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.



A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.


If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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4.98 out of 5.0 stars
Apr 03, 2024

Kristin is extremely thorough and responded timely to any communications sent. She began the process immediately. There was a lot of paperwork up front, but we really appreciated that instead of waiting until the end. Her firm kept us informed and updated every step of the way. Would highly recommend this company and, specifically, Kristin Deaton.
Megan M
Jan 29, 2024

If you’re looking for a mortgage lender, Kristin is the absolute best. Kristin made what I thought was going to be an extremely stressful process, so easy. She communicates effectively and is quick with everything! Truly someone who advocates for her clients!
Dave C
Jan 20, 2024

When working with Kristen you won’t be waiting around or fumbling through the mortgage process. She and her team will be with you to closing day and onward! I’ve watched them time and time again make home owner dreams come true!
Jan 16, 2024

I want to thank Kristin for her super quick assistance to us up here in MD. Although we couldn't use Kristin personally, she went out of her way to find someone who could. They in turn, called us immediately and we were able to start the process right away.
James S
Jan 06, 2024

I have worked with Kristin on found her extremely professional, thorough and very easy to work with. She's always available and responsive to any questions that might arise.. I can't imagine why anyone would want to go anywhere else. I do highly recommend her with all your lending needs. I would give her 10 stars but it only allows five..
nick p
Dec 15, 2023

We highly recommend Kristin for her knowledge, speed, and expertise. She knows her stuff! Walked us through step by step, faster than we were planning on! We can’t thank her enough!

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Causes I'm
passionate about

NMLS ID #966920
I am authorized to do business in the states of Florida, Georgia and South Carolina.