Contact Me
hero image
Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

With over 20 years of experience in the mortgage industry, I have dedicated my career to helping individuals and families navigate the home financing process with confidence and clarity. My approach is rooted in education, transparency, and long-term relationship building. Throughout my career, I have worked with a diverse range of clients; from first-time homebuyers to seasoned investors - guiding them through every step of the mortgage journey. I believe that informed clients make empowered decisions, and I take pride in providing the knowledge and support they need to achieve their financial goals.  My commitment to excellence is reflected in my attention to detail, consistent communication, and ability to simplify complex financial concepts. I strive to create a seamless and personalized experience for every client, ensuring they feel supported not just during the transaction, but well beyond the closing table. If you're looking for a trusted mortgage professional with deep industry knowledge and a passion for client success, I welcome the opportunity to work with you.

Read Blog

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Jumbo

Jumbo

Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.
Reverse mortgage loan

Reverse mortgage loan

If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
5.0
4.98
5.0
Manuel
Jun 26, 2025
Miami, FL
Verified

Yaneris went above and beyond for us. We had similar offers from Guild and LoanDepot and only decided to work with Guild because Yaneris was amazing.
Carlos
Jun 25, 2025
Verified

Yaneris made my process and the experience great. Yaneris’s exceptional service rendered my process and experience exceptionally smooth. Her unwavering availability and comprehensive guidance throughout the day-to-day process were invaluable. I extend my sincere gratitude for her invaluable contributions. Yaneris will undoubtedly remain my preferred loan officer.
Seana
May 27, 2025
Fort Lauderdale, FL
Verified

As a Realtor I can speak on behalf of soo many when I say this, We wear so many different hats and often times it is extrememly difficult to follow up with everyone during a transaction. From the very beginning Yaneris was in full communication and kept me in the loop during the loan process the entire time. I cant tell you how much that one thing is a big deal to me especially when I am the listing agent. Whenever I called, she answered her phone, or called me right back. There was a slight change for an early closing and she was the one who led the way to make that happen for all parties. Her professionalism, communication, and promptness was exceptional and I look forward to working with her again. Highly recommend 10 out of 10! - Seana
Reynaldo
Oct 15, 2025
Miami, FL
Verified

Very knowledgeable and comunicative.
Angie
Sep 24, 2025
Miami, FL
Verified

As a Realtor, working with Yaneris Elias is always such a breath of fresh air. She's so hardworking, fast, competitive with her numbers, and communicative throughout the entire process — which is hard to come by these days, so I appreciate that she is SO much! My buyer clients always feel well-represented with her and like they got the best deal in the market with rates and terms. 10 out of 10 experience working with Yaneris every single time! Highly recommend!
Ariel I
Sep 27, 2025
Verified

We had a wonderful experience working with Yaneris. She was always available to answer our questions, explained everything clearly, and made the entire process smooth and stress-free. Her efficiency and professionalism gave us confidence every step of the way. We are so grateful for her support and would highly recommend her to anyone looking for a lender they can truly trust.

Video gallery

View More

Awards

Causes & Memberships

member of Guild Giving
NMLS ID #283836
I am authorized to do business in the state of Florida.