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Sophia Davis Wallace

Loan Officer

NMLS# 898985

About me

Experience You Can Trust. Service You Can Count On.

As a seasoned loan officer serving Florida and Georgia, I specialize in helping buyers secure the right financing—whether it’s a primary home, a relaxing second home, or an income-producing investment property. My approach is simple: deliver personalized mortgage solutions and expert guidance.

My commitment is to deliver exceptional service, transparent communication, and a seamless lending experience—no matter where you are in your homeownership journey.

When I’m not helping clients achieve their homeownership dreams, you’ll find me cooking, traveling, or enjoying time with my husband, Clarence, and our dog, Boss.

If you’re ready to make your homeownership dreams a reality, I’m here to guide you every step of the way. Let’s connect today.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.95 out of 5.0 stars
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5.0
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4.9
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5.0
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4.9
Elmar
Feb 23, 2026
Palm Coast, FL
Experience logo
Sophia is amazing stayed on top the entire time
Jason
Feb 22, 2026
Valdosta, GA
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She was great and helpful.
Christina
Feb 21, 2026
Palm Coast, FL
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The experience ran smoothl, if there were any problems, it was communicated to my client & I; we were t...See more
Kris 1.
Feb 19, 2026
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Sophia made the process of buying a home seem stress free! There were times when I had questions and Sophia was right th...See more
Sharlene A.
Feb 18, 2026
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Sophia made my home buying process so easy. She was caring, professional and I couldn’t have had a better Loan Officer. ...See more
Hermeline B.
Feb 18, 2026
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She was exceptional. I would certainly recommend Sophia a thousand times. She's an educator in the loan process and is v...See more

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Awards

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Causes & Memberships

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NMLS ID #898985

I am authorized to do business in the states of Florida and Georgia.

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