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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

As a seasoned loan officer with over two decades of experience, I bring a wealth of knowledge and expertise to help you navigate the home buying process. My goal is to provide you with a tailored made mortgage solution and a seamless home buying experience. I offer exceptional service and personalized solutions to meet your financial needs.

When I'm not working, I love cooking, traveling, and enjoying downtime at home with my husband Clarence and dog Boss.

Let's work together to make your home buying experience smooth and successful.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.86 out of 5.0 stars
4.83
5.0
Tanishia
Apr 28, 2025
Jacksonville, FL
Verified

Sophia was an absolute pleasure to work with. She is highly responsive and incredibly knowledgeable.
Donavan
Apr 28, 2025
Jacksonville, FL
Verified

Sophia made the entire process so easy and effortless for me. I must say she is an expert in her field and i will highly recommend her to any and everyone who dreams to be a homeowner, becuase i am confident that she will make that a reality.
Karen
Mar 31, 2025
Jacksonville, FL
Verified

Ms. Sophia was so patient and understanding and caring to our family, she made sure we understood everything that we doing. She carried us through this process step by step she talked to us late at night it didn't matter what time she made sure everything was okay with us and we really appreciate her and all the Care and the love that she showed us through this process. Thank you
Robert
Mar 31, 2025
Jacksonville, FL
Verified

Incredk job!!!! Great communication through out the whole process!!!
Lonnie
Mar 03, 2025
Kingsland, GA
Verified

Sophia Wallace Davis
Joy
Jan 06, 2025
Jacksonville, FL
Verified

Sophia was great in creating a speedy tranaction. We wanted to close before the end of the year and she worked tirelessly to make sure it happened.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #898985
I am authorized to do business in the states of Florida and Georgia.