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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

As a seasoned loan officer with over two decades of experience, I bring a wealth of knowledge and expertise to help you navigate the home buying process. My goal is to provide you with a tailored made mortgage solution and a seamless home buying experience. I offer exceptional service and personalized solutions to meet your financial needs.

When I'm not working, I love cooking, traveling, and enjoying downtime at home with my husband Clarence and dog Boss.

Let's work together to make your home buying experience smooth and successful.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.9 out of 5.0 stars
4.88
5.0
Sade
Aug 02, 2025
Jacksonville, FL
Verified

Im always grateful for a smooth process with Sophia . She is always available to the buyer and agent to understand the needs necessary to get us to the closing table.
Shanee
Aug 02, 2025
Jacksonville, FL
Verified

I had a great experience working with Sophia Davis- Wallace. She was incredibly responsive and thorough throughout the entire process. All the information she provided was clear, concise, and easy to understand, which made everything much smoother. I would absolutely recommend her to others and would gladly work with her again in the future.
Annallee
Jul 11, 2025
Jacksonville, FL
Verified

My home buying process was great with my lender because they were responsive, knowledgeable, and made everything smooth.
Nichol S
Jul 11, 2025
Verified

Everyone was so helpful and helped throughout the loan process.
Nichole
Jul 10, 2025
Jacksonville, FL
Verified

When we began working on loan they took me step by step through everything. Everyone was very polite and helpful.
Alec
Jul 08, 2025
Tifton, GA
Verified

I love the communication an punctuallity of my officer I dealth with also the knowledge of explaining when some information was not quite understandable

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Awards

Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #898985
I am authorized to do business in the states of Florida and Georgia.