Contact Me
hero image
Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

As a seasoned loan officer with over two decades of experience, I bring a wealth of knowledge and expertise to help you navigate the home buying process. My goal is to provide you with a tailored made mortgage solution and a seamless home buying experience. I offer exceptional service and personalized solutions to meet your financial needs.

When I'm not working, I love cooking, traveling, and enjoying downtime at home with my husband Clarence and dog Boss.

Let's work together to make your home buying experience smooth and successful.

Read Blog

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

homebot-logo

home equity insights

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

X
X

Testimonials

Testimonials
4.88 out of 5.0 stars
4.86
5.0
Julie
May 19, 2025
Baldwin, FL
Verified

Sophie, From your first call to my first-time homebuyers, they were confident that they would be able to move forward on their dream home. Mr. R said, "Wow, there is a WORLD of difference between Ms. Davis-Wallace and the lender I have a pre-qual from!" He cited your patience, superior communication, timely responses, and above-and-beyond efforts to get him a rate and fees that would work for him and his soon-to-be bride. I appreciate the way you worked for them, but also the way you always kept me in the loop! Closing went off without a hitch, on time, and with no surprises! You can rest assured I will always recommend that my buyers check with you before deciding on a lender --- even if they have already contacted another lender. Cost comparing for my clients allowed them to get into a house above the price they were shopping in with LOWER fees, LOWER monthly payments, and LESS cash out of pocket. It was truly a Win-Win! Thank you so much, Sophie! I hope to have you another referral soon and I'm confident your service will always be stellar! Julie McWhorter, Realtor ERA One Team Realty
Luke
May 19, 2025
Baldwin, FL
Verified

Sophia made the process of buying a new home for the first time very easy and smooth. She was in constant communication and was always letting me know what steps were being taken to ensure everything was being taken care of. Sophia was amazing!!
Tanishia
Apr 28, 2025
Jacksonville, FL
Verified

Sophia was an absolute pleasure to work with. She is highly responsive and incredibly knowledgeable.
Donavan
Apr 28, 2025
Jacksonville, FL
Verified

Sophia made the entire process so easy and effortless for me. I must say she is an expert in her field and i will highly recommend her to any and everyone who dreams to be a homeowner, becuase i am confident that she will make that a reality.
Karen
Mar 31, 2025
Jacksonville, FL
Verified

Ms. Sophia was so patient and understanding and caring to our family, she made sure we understood everything that we doing. She carried us through this process step by step she talked to us late at night it didn't matter what time she made sure everything was okay with us and we really appreciate her and all the Care and the love that she showed us through this process. Thank you
Robert
Mar 31, 2025
Jacksonville, FL
Verified

Incredk job!!!! Great communication through out the whole process!!!

Video gallery

View More

Awards

Causes & Memberships

member of Guild Giving
NMLS ID #898985
I am authorized to do business in the states of Florida and Georgia.