Contact Me

Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Rachel Rogers

Rachel Rogers

Branch Manager

9428 Baymeadows Road, Suite 502, Jacksonville, FL 32256
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.86 out of 5.0 stars
4.86
Linda
May 13, 2024
Verified

Good communication. Did a great job getting the buyer through the process. Tried to help satisfy an appraisal issue. All ended well.
Lisa
May 06, 2024
Verified

This team always goes above and beyond helping me with all potential buyers. Any lead that I get I will always refer to this team first and foremost. Thank you for all that you do so for our clients!
jose and M
May 01, 2024
Verified

As non US citizens residents, was a great surprise to be considered for a hjome finance...great encouragement to all legal emigrants seking a new life in the USA
Latasha L
Apr 22, 2024
Verified

I always enjoy working alongside Rachel Rogers! She's one of the best I've seen in the business! I love her compassion to help people in their pursuit of homeownership. She goes above and beyond for home buyers! I cant believe how many years it's been! Thank you Rachel!
Twanesha
Apr 22, 2024
Verified

Great experience working with everyone
Jordan
Mar 26, 2024
Verified

Kept me in the loop along the way.

Video gallery

View More

Awards

awards

Causes I'm
passionate about

causes
NMLS ID #177092
I am authorized to do business in the states of Florida and Georgia.