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About me

With over 43 years of experience in the mortgage industry, I've had the privilege of working in nearly every role-from closer, processor, and underwriter to loan officer, branch manager, area manager, and district manager. I've witnessed interest rates ranging from a staggering 17.5% to historic lows of 2.5%, and I've successfully navigated numerous market shifts, both up and down.

Why does this matter to you? Because knowledge alone isn't enough-true insight comes from experience. And with decades of hands-on involvement, I bring both to the table.

Throughout my career, I've built and led exceptional teams in Jacksonville, Ponte Vedra, Fleming Island, and Leesburg, Florida. Collectively, we bring over 150 years of combined experience to every client interaction.

Whether you're searching for the right mortgage, a trusted referral partner, or even a new career opportunity, I invite you to experience the difference. At Guild Mortgage, we're committed to walking with you every step of the way-because the difference is experience, and experience makes all the difference.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.82 out of 5.0 stars
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5.0
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4.6
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4.9
K
June 2, 2024
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We are planning to build our first home and came to Academy Mortgage looking for information about a HAMI loan. (Down pa...See more
Angelique T.
June 2, 2024
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I was very happy with the turnaround time from contract to close took less than 30 days. Linda took charge and made it h...See more
Diana B.
June 2, 2024
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I worked with Julie Grandy and Renee Cardenas. Both were great to work with. We worked with Julie the most as she collec...See more
Nate W.
June 2, 2024
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Throughout the entire process, Julie Grandy was more than helpful and respectful of the fact that this was my first time...See more
Jodie L.
June 2, 2024
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I started working with Tyler Payne who was great at walking me through the pre-approval process and was incredible worki...See more
Merrilee A.
June 2, 2024
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Julie is awesome to work with. She treats each customer like they are the only ones she is working with regardless of th...See more

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Awards

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Causes & Memberships

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NMLS ID #396398

I am authorized to do business in the state of Florida.

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