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Select from hundreds of loan products tailored to your needs

Vincent Ortiz

Vincent Ortiz

Area Manager

2382 Sadler Rd, Office 4, Fernandina Bch, FL 32034
Own what matters
Own what matters

About Me

Vince is very passionate about teaching individuals about the single most important investment of their life — homeownership. He strongly believes that everyone should be in control of their financial positioning especially when it comes to home equity. It is for this reason that Vince takes on a consultative approach and focuses on customizing home financing solutions while guiding prospective homeowners through the complexities of the loan process. Beyond just being a transaction, he considers this as an opportunity to make an impact in people’s lives by finding them the right loans to achieve their financial goals.

Vince is known as a meticulous and methodical thoughtful leader whose unique industry perspective has been instrumental in maximizing employee performance and client satisfaction. He continually optimizes process and productivity improvements to enhance the delivery of comprehensive services to consumers. He is particularly determined to build a legacy of great loan originators who believe in helping others first by paying it forward, having been mentored by some great leaders himself. Settling for less will never be an option as he puts his 24 years of experience to work to drive exceptional outcomes.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.76 out of 5.0 stars
5.0
5.0
4.74
PAULINO
Apr 05, 2024
Verified

Vincent is the best broker I have ever dealt with. Since day one till the closing date he was always there whenever I needed him. He made the process painless. Best of luck with you new company.
Noel B
Mar 31, 2023
Verified

Successful investing takes time, discipline, and patience. Imagine staying at home and buying more properties and all. Now I am telling you to invest in yourself as much as you can; you are your own biggest asset by far. Allow me to introduce "Thelma McPeek Welcome " the world's best broker to ever exist.
Jency
Mar 25, 2023
Verified

Great services
Heidy
Mar 25, 2023
Verified

Always gave us update of the process, clear instructions were given when documents were needed. Delivered great communication, knowledge, attention, and fast-paced service. Thank you for everything!
Alethea
Mar 02, 2023
Verified

Vince was incredible and so professional! He helped me navigate the whole mortgage and house buying experience with ease. I believe this is my 4th house I have bought with Vince as my mortgage broker. I only trust him and recommend him and his team to all my friends. He’s definitely the best and I am so thankful!
Damaris
Dec 21, 2022
Verified

Excellent work. Very good customer service. Great team.

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Awards

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Causes I'm
passionate about

causes
NMLS ID #345475
I am authorized to do business in the state of Florida.