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Mike Schwartz
Branch Manager
NMLS# 230779
Email
Phone
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Bridge
If you’ve found the perfect new home but still need to sell your current one*, moving up can be easier than you think. You can buy quickly and avoid worrying about a contingent sale. Our short-term bridge loan for the down payment helps you transition seamlessly without missing out on the right home for your family.
Down payment assistance
If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Reverse mortgage loan
If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
home equity insights
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Testimonials
I've worked with Mike Schwartz for several years. He is one of the most knowledgable lenders who always has his finger on the pulse of the market. He is a great "lifeline" when I have a question and always gives me perspective about the options for my buyers. I appreciate all he does to make our deals go smoothly! I highly recommend Mike Schwartz to anyone in needed of financing.
Not only is Mike professional, hard working and caring, he is just a great guy. I have been in the business and worked with all kinds, so when you find a guy that not only treats clients like gold but has all the tools to get the loan done, you stick with them. I trust that when Mike is working a deal the client will get the best rate and the best terms no questions asked.
Mike was very helpful throughout the process. He kept us informed every step of the way. I would not hesitate to use Guild Mortgage again. Mike and Gail are very knowledgeable and willing to help guide you through this process.
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I had an outstanding experience with Mike as a first-time homebuyer! They guided me through every step, explaining the mortgage process in clear, simple terms. The team was incredibly responsive, always ready to answer my questions and address any concerns. They found a great rate, making sure I understood my options without feeling pressured. Their dedication and personalized service turned what could have been a stressful experience into a smooth and enjoyable journey. Highly recommend Guild Mortgage to anyone, especially first-time buyers!
I had an outstanding experience with Mike Schartz and Guild Mortgage as a first-time homebuyer! They guided me through every step, explaining the mortgage process in clear, simple terms. The team was incredibly responsive, always ready to answer my questions and address any concerns. They found a great rate, making sure I understood my options without feeling pressured. Their dedication and personalized service turned what could have been a stressful experience into a smooth and enjoyable journey. Highly recommend Guild Mortgage to anyone, especially first-time buyers!
NMLS ID #230779
I am authorized to do business in the states of Florida, New Jersey and South Carolina. Licensed by the N.J. Department of Banking and Insurance;
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