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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Renovation loans

Are you thinking of purchasing a fixer-upper? If so, you might consider taking advantage of a Renovation loan. This program can help simplify the process from start to finish. You don't have to wait to save for a down payment and pay for your home improvements. You can purchase or refinance a home in almost any condition and include the estimated remodeling costs in the loan amount. Skip the headache of waiting to roll up your sleeves and start working on your dream home right away.
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Reverse Mortgage loan

If you're retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.
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Bridge loans

If you've found the perfect new home but still need to sell your current one*, moving up can be easier than you think. You can buy quickly and avoid worrying about a contingent sale. Our short-term bridge loan for the down payment helps you transition seamlessly without missing out on the right home for your family.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.88 out of 5.0 stars
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5.0
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4.6
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5.0
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4.9
ivis r.
Nov 1, 2025
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Mike Schwartz did an outstanding job helping us with our mortgage process. He has many years experience and is very know...See more
Jay B.
Oct 5, 2025
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Mike has handled 2 home purchases & one refi for my wife and I. Top notch service and an immense wealth of knowledge an...See more
Howard S.
Oct 5, 2025
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His knowledge. I learned so much today. He is a straight shooter saving time & providing solutions
Frances D.
Oct 5, 2025
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Mike is always helpful, responsive, and reliable. He is a top-notch advisor and takes care of our customers like family...See more
Jose T.
Oct 3, 2025
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Appreciate you greatly for all the hard work you put in for us highly recommend
David F.
Oct 3, 2025
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Was a pleasure working with Mike and his Teams of professionals. Made the buying process very easy and a very rewarding ...See more

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NMLS ID #230779

I am authorized to do business in the states of Florida, New Jersey, South Carolina and Tennessee. Licensed by the N.J. Department of Banking and Insurance;

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