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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Jim Marcinkowski
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Jim Marcinkowski

Branch Manager

1214-1222 SE 47th Street, Suite 205, Cape Coral, FL 33904
Own what matters
Own what matters

About Me

As a Guild Mortgage Inlanta Loan Officer, I am committed to helping my clients understand their options for real estate financing and assisting them to make solid home loan decisions that meet their needs. I look forward to serving your home financing needs for many years. My goal is to be your "lender for life".

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.94 out of 5.0 stars
5.0
5.0
4.93
5.0
Michel
Apr 22, 2024
Verified

Very good communication and details
Amanda P
Apr 22, 2024
Verified

I wanted to extend my gratitude for the exceptional service provided to my client by your mortgage team. From start to finish, your professionalism, expertise, and proactive communication made the process seamless. I'm impressed and look forward to future collaborations. Amanda Potter, Realtor Pinnacle Realty Advisors LLC.
Chad
Mar 18, 2024
Verified

Jim has helped not only myself, but more clients than I could possibly count over the years for me. Can’t say enough about Jim’s professionalism, patience and service he undoubtedly provides. Call Jim you’ll be happy you did.
Sherry
Mar 18, 2024
Verified

Everything seemed to run smoothly during this process. As the seller's agent, I wasn't involved much but never heard that there were any issues.
Chad
Mar 18, 2024
Verified

They made the process super easy. Great communication throughout overall great experience
Debra D
Aug 09, 2023
Verified

Awesome People to work with made the entire process easy

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Awards

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Causes I'm
passionate about

causes
NMLS ID #182565
I am authorized to do business in the states of Florida, Georgia, Illinois, Michigan and North Carolina. (www.nmlsconsumeraccess.org);