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Select from hundreds of loan products tailored to your needs

Chris Grady

Chris Grady

Loan Officer

230 Dove Run Centre Drive, Middletown, DE 19709
Own what matters
Own what matters

About Me

"I am a highly educated national traveler. I have acclimated to many different cultures and lifestyles. With this, I have gained the ability to relate and form strong relationships with all types of people. My background as a scientist has trained me to be well-organized and extremely communicative. I believe in educating the borrower so they can make the best decisions for themselves and their families."

I love to be outdoors. I enjoy hiking, biking, boating, golf and fishing.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.97 out of 5.0 stars
5.0
5.0
4.88
Carmen
Dec 04, 2023
Verified

Chris is very informative and great with our buyers. Thank you
Rajesh
Dec 04, 2023
Verified

Chris is always available and on top of the loan process to complete things on time. Easy to work with.
Sasidhar
Dec 04, 2023
Verified

Chris is a very knowledgeable and approachable person. I always reached out to him with various questions regarding the loan process and he always answered with patience and clarity. It's a pleasure to work with Chris and I would definitely recommend him to my friends and colleagues.
Ridik
Nov 20, 2023
Verified

No comments
Justin
Nov 20, 2023
Verified

Great communication and availability.
Robert
Oct 19, 2021
Verified

Chris Grady and his staff at Residential Mortgage Services made the mortgage process as painless as I've ever experienced (our 6th home). I was especially impressed with updates on the progress of our application the website to upload documents and the clear helpful instructions at every step. Finally whenever I had a question the response was swift and helpful. Thank you!

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Awards

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Causes I'm
passionate about

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NMLS ID #1433787
I am authorized to do business in the states of Delaware, Florida, Maryland, New Jersey, Pennsylvania and Virginia. Licensed by the N.J. Department of Banking and Insurance; (www.nmlsconsumeraccess.org);