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Chris Grady

Loan Officer

230 Dove Run Centre Drive, Middletown, DE 19709
Own what matters

About Me

"I am a highly educated national traveler. I have acclimated to many different cultures and lifestyles. With this, I have gained the ability to relate and form strong relationships with all types of people. My background as a scientist has trained me to be well-organized and extremely communicative. I believe in educating the borrower so they can make the best decisions for themselves and their families."

I love to be outdoors. I enjoy hiking, biking, boating, golf and fishing.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info


4.98 out of 5.0 stars
Nov 27, 2021

Carol Smith was our initial contact and always wonderful kind and patient. I additionally recommended a friend that lives in Massachusetts to RMS due to your excellent service. Thank you!
Nov 25, 2021

This is the 3rd time RMS has helped me with a mortgage and they are always great to deal with. I trust Phil Davis and his team to take care of everything which makes the process stress-free.
Oct 19, 2021

The app was awesome and made the process so easy. Can't say enough nice things about Kayla Funk! She ROCKS. I had few questions but if I had a question she answer them instantly. The process was amazingly easy.... my only disappointment was that I did not call RMS sooner. There were other girls I communicated with during the process and all were equally helpfully prompt and professional. I will use RMS if I ever need this type of service in the future. I have already recommended them to others and will continue to recommend them. Thank you all for the pleasant experience.
Oct 19, 2021

Chris Grady and his staff at Residential Mortgage Services made the mortgage process as painless as I've ever experienced (our 6th home). I was especially impressed with updates on the progress of our application the website to upload documents and the clear helpful instructions at every step. Finally whenever I had a question the response was swift and helpful. Thank you!
Oct 17, 2021

RMS was very easy to work with.
Oct 15, 2021

Great people to work with I really recommend them.

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Causes I'm
passionate about

NMLS ID #1433787
I am authorized to do business in the states of Delaware, Florida, Maryland, New Jersey, Pennsylvania and Virginia. Licensed by the N.J. Department of Banking and Insurance; (;