Skip to content
Find the loan to fit your life
Select from hundreds of loan products tailored to your needs
Image of Carol Smith

Carol Smith

Branch Manager

NMLS# 476381

About me

It’s my goal to make it the “perfect process” with a smooth closing and a satisfied customer every time. I get great pleasure from getting to know my clients and business partners and forming friendships along the way. There is no better sense of accomplishment than helping your customer with the purchase of their home. Whether a first home, dream home or retirement home, it’s always the same warm feeling. There is no better feeling of warmth and accomplishment than the compliments of a satisfied customer at the time of closing; I strive for a 100% satisfaction rating from my clients and business partners. The greatest compliment of all is entrusting me with the referral of a friend or family member. 

I love boot camp with my gym buddies in the morning, walking my dog, biking, cooking, and entertaining friends and family at the beach, and reading on the porch.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Homebot logo

Home equity insights

X
X

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.92 out of 5.0 stars
Zillow logo
5.0
Experience logo
4.8
Google logo
5.0
Third party logo
4.9
Michele
Oct 5, 2025
Experience logo
Carol was great
Donna
Sept 1, 2025
Experience logo
Carol is great to work with
Laurie
Sept 1, 2025
Experience logo
I always appreciate a lender that gets a difficult deal to the settlement table. thank you for all you did to make it h...See more
Julia
Sept 2, 2025
Experience logo
The people were great!
Joe
Aug 5, 2025
Experience logo
Carol did a great job of working through the finance options with my buyer. Very patient and helpful in explain...See more
Elizabeth
Aug 6, 2025
Experience logo
Seamless transaction

Video Gallery

Awards

Image of an award

Causes & Memberships

Image of causes & memberships

NMLS ID #476381

I am authorized to do business in the states of Delaware and Maryland.

X
Want to have an experienced loan officer contact you for answers?
First name*
Last name*
Phone*
Email*
Zip code*