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Carol Smith

Branch Manager

NMLS# 476381

About me

It’s my goal to make it the “perfect process” with a smooth closing and a satisfied customer every time. I get great pleasure from getting to know my clients and business partners and forming friendships along the way. There is no better sense of accomplishment than helping your customer with the purchase of their home. Whether a first home, dream home or retirement home, it’s always the same warm feeling. There is no better feeling of warmth and accomplishment than the compliments of a satisfied customer at the time of closing; I strive for a 100% satisfaction rating from my clients and business partners. The greatest compliment of all is entrusting me with the referral of a friend or family member. 

I love boot camp with my gym buddies in the morning, walking my dog, biking, cooking, and entertaining friends and family at the beach, and reading on the porch.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.9 out of 5.0 stars
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5.0
Experience logo
4.8
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5.0
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4.9
Dieunette
Dec 20, 2025
Dover, DE
Experience logo
The service was really fast.
William
Dec 15, 2025
Lincoln, DE
Experience logo
Kept us informed, very efficient and friendly
Tina K.
Dec 11, 2025
Lincoln, DE
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Carol was always available by phone and checked in with me. She helped me through the process and made it as easy as pos...See more
George
Dec 10, 2025
Rehoboth Beach, DE
Experience logo
Very professional, communicates very well, and very efficient.
Myra
Dec 8, 2025
Milford, DE
Experience logo
Carol is great to work with. She has never let me down in 30 years of working together.
Rachel
Dec 2, 2025
Milford, DE
Experience logo
Everything was made very simple for me to understand as a first time home buyer. All documents, emails, ...See more

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Awards

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Causes & Memberships

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NMLS ID #476381

I am authorized to do business in the states of Delaware and Maryland.

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