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Jake Mott

Jake Mott

Area Manager

909 S Townsend Avenue, Suite A, Montrose, CO 81401
Own what matters
Own what matters

About Me

Hi, my name is Jake Mott and I'm a Branch Manager and a top producing Mortgage Lender for Guild Mortgage. After relocating to Montrose, CO in 2005 I now have over 20 years in the mortgage business. With the help of great Loan Officers, Loan Processors and support staff our branch has quickly grown to become one of the most dependable lenders on the Western Slope.
 

Purchasing a home or refinancing should be an exciting time. Our approach ensures that this happens due to our proactive upfront and constant communication. We are a local lender and we have great rapport with the local Realtors, Appraisers, Inspectors, Title Companies, insurance companies etc. These relationships are crucial to meeting deadlines and on-time closings. Our goal is to make the process easy for you.
 

Outside of the mortgage business I enjoy spending time with my wife, and three children. We love exploring the outdoors and I love to golf.
 

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be. We can help you with all of your home financing needs. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.86 out of 5.0 stars
4.9
5.0
4.86
Hallie
Feb 26, 2024
Verified

Jake and his team were awesome to work with- I cannot speak highly enough of them. Their responsiveness when I had questions was prompt and super helpful. I just purchased my first home on my own, which is an intimidating and nerve-wracking process. Jake helped me in countless ways; by seeking out the best rates for me, explaining the process and what my options were every step of the way. The Academy website and app made uploading and signing documents super easy. I have already recommended Jake to family and friends and will continue to do so. His team will be my go-to lenders when I need to refinance or purchase in the future.
Donald
Feb 01, 2024
Verified

There was great communication and clear direction
David K
Jan 27, 2024
Verified

This was not an easy person to get financing for and Jake and Susie used their expertise to get the loan for my client...and we closed on time Beautiful!!!!!!!!
RONEE
Feb 01, 2024
Verified

Great communication and quick easy process.
Stephen
Jan 27, 2024
Verified

Jake and his team are tenacious. Really worked FOR me to get my loan approved. They communicated the entire time, never left me hanging. I'd recommend to anyone.
Glenn
Jan 02, 2024
Verified

Jake and his team made the process as easy and pleasant as imaginable. Thanks Jake and Academy Mortgage.

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Awards

awards awards

Causes I'm
passionate about

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NMLS ID #139288
I am authorized to do business in the state of Colorado.