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Patty Kulton
Loan Officer
NMLS# 688546Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
Testimonials
The rating and reviews below represent my top
reviews.
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5.0 out of 5.0 stars




Aaron
Mar 17, 2025
Longmont, CO

Verified
Patty and Sue are the most knowledgeable and helpful team - I this this is my fifth purchase with them!
Robert
Mar 17, 2025
Longmont, CO

Verified
Great communication from Patty
Jeremy
Mar 03, 2025
Eldorado Springs, CO

Verified
One of the best I have ever worked with:)
Holly
Mar 03, 2025
Eldorado Springs, CO

Verified
Patty is THE BEST! We've worked together for years, well before she was at Guild. She always gets the job done, cheerfully and competently. This last transaction was extra challenging being an unusual property, but she got it done. She's the only lender that I recommend.
Aaron M
May 22, 2024

Verified
I have been working with Patty and Sue for over 10 years and several homes. They are extremely knowledgeable and easy to work with I send EVERYONE I know their way!
Marie C
Dec 20, 2023
Westminster, CO

Verified
Patty is quick to respond and always answers questions fully. She has deep knowledge of this industry including title and lending. I've used her services for years. Highly recommend
NMLS ID #688546
I am authorized to do business in the state of Colorado.
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