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Michelle Phelps
Senior Loan Officer
NMLS# 794009
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
About me
Let's find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
The rating and reviews below represent my top reviews. Read all customer reviews here.
4.93 out of 5.0 stars
5.0
4.9
4.8
4.9
Nicole
Feb 10, 2026
Crested Butte, CO
Michelle is always on the ball, transparant and never misses a beat!
Ross
Feb 5, 2026
Crested Butte, CO
Michelle is very responsive and knowledgeable and really cares about providing the highest level of service. Very much a...See more
Pablo R.
Jan 20, 2026
Just awsome! Michelle was very helpful, patient ,and knowledgeable with all our questions she knows her stuff and would ...See more
Crystal
Jan 20, 2026
Crested Butte, CO
Michelle helped me every step of the way making me feel confident in all my decisions along with answering...See more
Morgan
Dec 26, 2025
Gunnison, CO
She was very informative, and made sure we knew what we were doing each step of the way.
Markus B.
Dec 16, 2025
Michelle is amazing! She was recommended to us by our transaction broker. My spouse and I are first-time homeowners and ...See more
NMLS ID #794009
I am authorized to do business in the states of Arizona and Colorado. AZ BK#0018883; AZ BKBR# 1050955; AZ LO Lic.# 1043876;