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Michelle Phelps
Senior Loan Officer
NMLS# 794009Building trust, one borrower at a time.
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Testimonials
Testimonials
The rating and reviews below represent my top
reviews.
Read all customer reviews here.
4.93 out of 5.0 stars




Jana
Sep 30, 2025
Crested Butte, CO

Verified
Michelle has played an integral role with numerous clients over the years! The more difficult situations where the clients who were self-employed which meant more questions, more paperwork, and overall more scrutiny when applying for a loan. Once I connected them with Michelle, she helped them through the entire transaction and explained what every document that was needed and why. She was the reason that these buyers were able to qualify and get approved for a loan. Not only was Michelle the one that made it happen, but she worked diligently with each of them to make sure that they got, for example; their appraisal back on time, that their ILC wasn’t in a flood zone and was approved by the title company, and was even prepared to close early in case the sellers allowed us to. Each of these items were handled seamlessly and happily with Michelle! Sometimes she even turned a worrisome situation into a lighthearted one with the buyer so that they felt at ease throughout the entire purchase process. I always recommend Michelle to every one of my clients and they have had an awesome experience with her from beginning to end! I would gladly use her again as she is knowledgeable at what she does and it shows!
Sebastian A
Oct 03, 2025

Verified
Michelle was the best! She made time for me and answered all of my questions. I felt supported and educated throughout the entire process! Thank you!!
Susan
Sep 25, 2025
Gunnison, CO

Verified
Michelle was trustworthy, professional and so very knowledgeable.
Frank
Sep 25, 2025
Gunnison, CO

Verified
Michelle is amazing. Very knowledgable and professional. A joy to work with
Colby
Sep 06, 2025
Gunnison, CO

Verified
Michelle really took her time to really explain all the little details. She has a wealth of knowledge and made the provess straight foward for a first homebuyer.
Rebecca
Sep 04, 2025
Crested Butte, CO

Verified
Excellent loan officer. Closed early
NMLS ID #794009
I am authorized to do business in the states of Arizona and Colorado. AZ BK#0018883; AZ BKBR# 1050955; AZ LO Lic.# 1043876;
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