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Scott Mulvany
Senior Loan Officer/ Branch Manager
NMLS# 272083
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
About me
Since 1998, I have been dedicated to serving the needs of clients, helping families secure their slice of the American dream. Unlike many lenders who prioritize applications, I begin 90% of my buyer relationships with a personal consultation - via call, Zoom, or in person. This approach allows me to understand my clients' unique situations and address any major fears or concerns they may have about buying or refinancing.
Guild offers a wide variety of lending options, including Conventional, FHA, VA, USDA, Jumbo, and Flex Mortgage Options (Reverse Mortgage). I emphasize the importance of a lender's reputation in getting offers accepted in the current market. When two offers are similar, listing agents often encourage their sellers to choose based on the lender's reputation.
My team works together to ensure timely communication and updates throughout the process. As Colorado resident since childhood, I attended Colorado State University and spent a few years in the Vail Valley after college. I enjoy skiing, snowboarding, golf, motorcycle riding, camping, fishing, and hiking with my family, including my wonderful wife Nicole and our two high school-aged children.
Let's find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials
The rating and reviews below represent my top reviews. Read all customer reviews here.
4.97 out of 5.0 stars
5.0
4.9
5.0
5.0
Tyler
Jan 30, 2026
Highlands Ranch, CO
Been working with Scott for years. He is personable and easy to talk to. He balances checking in, information giving a...See more
Will C.
Jan 28, 2026
Scott and his team at Guild are outstanding mortgage professionals—knowledgeable, responsive, and a pleasure to work wit...See more
William
Jan 28, 2026
Littleton, CO
Scott and his team at Guild are outstanding mortgage professionals—knowledgeable, responsive, and a pleasure to work wit...See more
Carly
Jan 19, 2026
Elizabeth, CO
Scott was great throughout the whole process!
Joseph P.
Jan 16, 2026
Scott Mulvany is an exceptional loan officer. He has patiently guided us through the process with care and expertise, an...See more
Joseph
Jan 15, 2026
Arvada, CO
Scott Mulvany is an exceptional loan officer. He's done so much for us, and we place great trust in him. We couldn't hav...See more
NMLS ID #272083
I am authorized to do business in the state of Colorado.


