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Select from hundreds of loan products tailored to your needs

Craig Klenovich
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Craig Klenovich

Sales Manager

7600 E Orchard Road, Suite 300 N, Greenwood Vlg, CO 80111
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.



A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.


If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.


4.93 out of 5.0 stars
Feb 27, 2024

Craig went above and beyond! He was always available to help my buyers understand their payments, and gave clear education! He truly cares about his people which goes a long way!
Oct 31, 2023

We could not have bought a home without Craig's help! He was creative, thoughtful, and made our mortgage loan happen. Craig is communicative, understanding, patient, and very thorough. Craig helped us, and stuck with us, for months and several 'under contract' moments, which we are so grateful for. I can't recommend or thank him enough for how hard he worked for us.
Oct 13, 2023

Craig was extremely pleasant, thorough, and fast! I will always use and refer him for all mortgage loans and refinancing! Thank you so much for being wonderful!
Jul 11, 2023

I had to the opportunity to work with Craig on a real estate transaction and he was the loan officer for the buyer of my clients home. He was excellent at keeping all parties informed about the transaction and updated us as necessary. He was very professional and responsive to all our questions or needs and he even had the clear to close on the transaction ahead of the deadline! He made my sellers feel very confident about the process of selling their home!
Apr 17, 2023

Loved working with Craig and his team. He is always professional, knowledgeable, and available to answer questions. I’d highly recommend using him for your next purchase.
Oct 11, 2022

great communication, seamless transaction and always on top of things - a great closing indeed - would love to do business with again! thank you!

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NMLS ID #501329
I am authorized to do business in the states of Arizona, Colorado and Florida. AZ BK#0018883; AZ BKBR# 1045276; AZ LO Lic.# 501329;