Charissa Cruz

Hi!  I'm Charissa "Cher" Cruz of the Cruz Team.  With over 15+ years of experience and an unwavering commitment to service, my team serves communities across Colorado including Denver, Front Range, Highlands Ranch and Fort Collins. We offer expert guidance, honest communication and personalized care - every step of the way.  Our goal is to help you navigate the mortgage process with clarity and confidence.

Our expertise includes, Down Payment Assistance, Conventional, FHA, VA, Jumbo, as well as Bank Statement, Asset Depletion financing. Whether you're purchasing your first home, building a property portfolio or tapping equity from an existing investment, we understand the importance of finding the right loan product for you.  Our process is personalized to meet your unique needs and goals.

More than just loans, our mission is to educate and empower borrowers to build lasting prosperity, inspire hope and strengthen communities we serve, one home, one family, one community at a time.

On a personal note, I grew up in Colorado. I love traveling - having lived in Hong Kong, Italy and Brazil. I love languages, cooking and learning.  My husband and I have a small homestead and have raised honeybees for many years. We also have a menagerie of animals including dogs, chickens and pot-bellied pigs.  You will find us out exploring the trails by foot, by bike discovering the beauty Colorado has to offer. 

Thank you for visiting our site. Team Cruz is excited to work with you and grateful for your trust in us.