Communication, Integrity, and Service with the Utmost Regard for You.
Charissa Cruz
Loan Officer
NMLS# 246806
About me
Hi! I'm Charissa "Cher" Cruz of the Cruz Team. With over 15+ years of experience and an unwavering commitment to service, my team serves communities across Colorado including Denver, Front Range, Highlands Ranch and Fort Collins. We offer expert guidance, honest communication and personalized care - every step of the way. Our goal is to help you navigate the mortgage process with clarity and confidence.
Our expertise includes, Down Payment Assistance, Conventional, FHA, VA, Jumbo, as well as Bank Statement, Asset Depletion financing. Whether you're purchasing your first home, building a property portfolio or tapping equity from an existing investment, we understand the importance of finding the right loan product for you. Our process is personalized to meet your unique needs and goals.
More than just loans, our mission is to educate and empower borrowers to build lasting prosperity, inspire hope and strengthen communities we serve, one home, one family, one community at a time.
On a personal note, I grew up in Colorado. I love traveling - having lived in Hong Kong, Italy and Brazil. I love languages, cooking and learning. My husband and I have a small homestead and have raised honeybees for many years. We also have a menagerie of animals including dogs, chickens and pot-bellied pigs. You will find us out exploring the trails by foot, by bike discovering the beauty Colorado has to offer.
Thank you for visiting our site. Team Cruz is excited to work with you and grateful for your trust in us.
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Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Product Info
Testimonials
cher and her team were super helpful and answered all of our questions along the way
Previous L.Os have been quite frustrating due to lack of communication and slow progress. However as soon as we were reffered To Ms. Cruz., our dream of owning a home was revived again. With constant updates, guidance and a clear route of this process, she took away most of the stress we would be facing otherwise. So thank you !!
Cher Cruz is an exceptional person and mortgage banker. She is always our go to person for all things mortgage related. Highly recommended!
Cher was wonderful to work with! She always took the time to make sure that we understood everything and helped make the numbers less scary. She is also incredibly personable and you can tell she really cares.
Char was very professional and went over and above to assist with a challenging transaction.
Charissa was very helpful and walked through every step / question that I had! She was prompt and duedilegent !
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