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Scott Mulvany
Senior Loan Officer/ Branch Manager
NMLS# 272083
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
About me
Since 1998, I have been dedicated to serving the needs of clients, helping families secure their slice of the American dream. Unlike many lenders who prioritize applications, I begin 90% of my buyer relationships with a personal consultation - via call, Zoom, or in person. This approach allows me to understand my clients' unique situations and address any major fears or concerns they may have about buying or refinancing.
Guild offers a wide variety of lending options, including Conventional, FHA, VA, USDA, Jumbo, and Flex Mortgage Options (Reverse Mortgage). I emphasize the importance of a lender's reputation in getting offers accepted in the current market. When two offers are similar, listing agents often encourage their sellers to choose based on the lender's reputation.
My team works together to ensure timely communication and updates throughout the process. As Colorado resident since childhood, I attended Colorado State University and spent a few years in the Vail Valley after college. I enjoy skiing, snowboarding, golf, motorcycle riding, camping, fishing, and hiking with my family, including my wonderful wife Nicole and our two high school-aged children.
Let's find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials
The rating and reviews below represent my top reviews. Read all customer reviews here.
4.97 out of 5.0 stars
5.0
4.9
5.0
5.0
Jesse
Dec 3, 2025
Denver, CO
Scott has been our trusted lending partner as noted for over 22 years this fall. Scott brings so much value to the clien...See more
Carol
Dec 2, 2025
Denver, CO
Great communication. Proactively suggested creative lending solutions.
Cody L.
Dec 1, 2025
We have used Scott Mulvany for loan assistance in the past, and were very impressed - we are even more so this time arou...See more
Sue R.
Nov 4, 2025
Scott and his team are amazing to work with. The refi process went smoothly and they made it happen quickly, even though...See more
Kenneth
Oct 27, 2025
Lakewood, CO
Been working with Scott and his team for decades as this point. Always have a great experience. Excellent and pleasant...See more
Sonia
Oct 24, 2025
Denver, CO
The communication was great and things got done quickly. I felt that the service was very well done, personalized, frien...See more
NMLS ID #272083
I am authorized to do business in the state of Colorado.


