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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Since 1998, I have been dedicated to serving the needs of clients, helping families secure their slice of the American dream. Unlike many lenders who prioritize applications, I begin 90% of my buyer relationships with a personal consultation - via call, Zoom, or in person. This approach allows me to understand my clients' unique situations and address any major fears or concerns they may have about buying or refinancing. Guild offers a wide variety of lending options, including Conventional, FHA, VA, USDA, Jumbo, and Flex Mortgage Options (Reverse Mortgage). I emphasize the importance of a lender's reputation in getting offers accepted in the current market. When two offers are similar, listing agents often encourage their sellers to choose based on the lender's reputation. My team works together to ensure timely communication and updates throughout the process. As Colorado resident since childhood, I attended Colorado State University and spent a few years in the Vail Valley after college. I enjoy skiing, snowboarding, golf, motorcycle riding, camping, fishing, and hiking with my family, including my wonderful wife Nicole and our two high school-aged children.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.97 out of 5.0 stars
5.0
4.85
5.0
Acie
Sep 10, 2025
Westminster, CO
Verified

Scott did a great job of answering questions before they were even asked. First time home buyers and couldn't have been an easier experience.
Kaitlin
Sep 10, 2025
Westminster, CO
Verified

We were first time home buyers and Scott did an excellent job of explaining information and keeping us updated. Highly recommend!
Mitch
Sep 10, 2025
Westminster, CO
Verified

Been using Scott for years. Always is and will be smooth and easy to work with him as my loan guy in my Real Estate business.
Dave
Sep 03, 2025
Highlands Ranch, CO
Verified

Scott is a great communicator and takes extra time to explain things
Cody L
Sep 02, 2025
Verified

We have used Scott Mulvany for loan assistance in the past, and were very impressed - we are even more so this time around. Scott went above and beyond to ensure that our questions were answered and our needs were met. Our home closing was a dual-agency situation, and since we had no representation from a realtor, Scott went out of his way to offer counsel and guidance where needed. He is always courteous, professional, punctual, and diligent. We would definitely recommend Scott Mulvany and Guild Mortgage to others. Thank you for an awesome experience!
Michael
Sep 01, 2025
Verified

Scott was so helpful. I was a first time buyer, and Scott took so much time out of his day to explain things about the home buying process to me, even before we had commited to working with him. He kept us updated as rates were moving, and helped us secure a low rate. Even after closing, he continues to update us about the market and opportunities to refinance. Would absolutely recommend working with Scott.

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Awards

Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #272083
I am authorized to do business in the state of Colorado.