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About me

With over 20 years of experience as a mortgage professional licensed in Colorado and Florida, I’ve had the privilege of helping countless individuals and families achieve the dream of homeownership. I believe the mortgage process doesn’t need to feel overwhelming, it simply needs clarity, consistency, and someone in your corner who genuinely cares.Read more

With over 20 years of experience as a mortgage professional licensed in Colorado and Florida, I’ve had the privilege of helping countless individuals and families achieve the dream of homeownership. I believe the mortgage process doesn’t need to feel overwhelming, it simply needs clarity, consistency, and someone in your corner who genuinely cares.

My approach is steady, structured, and relationship-driven. I take the time to listen, understand your goals, and guide you through each step with honesty and transparency. Whether you’re a first-time homebuyer, purchasing a vacation home, refinancing, or planning your long-term financial strategy, my goal is to make the experience smooth, clear, and stress-free.

For me, getting a mortgage isn’t just about numbers, it’s about people, families, and building a strong financial future. I’m committed to doing things the right way, providing thoughtful guidance, and being someone you can trust long after closing day.

Outside of the office, I’m a proud husband and father who loves spending time with family. Whether we’re enjoying a quiet weekend at home or taking on our next adventure, they’re the reason I do what I do.

I truly love helping people feel confident in one of the biggest financial decisions of their lives, and I’d be honored to be part of your homeownership journey. When you’re ready, I’m here and happy to help.

Awards

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Causes and Memberships

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Testimonials

4.88 (79 reviews)
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4.9
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5.0
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4.8
Joseph was very helpful and knowledgeable throughout the whole process.
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Alexander

July 29, 2026

Cocoa, FL

Huge thanks to Joe for making the financing side of this transaction as smooth as possible. He had everything wrapped up early, stayed on top of every detail, kept us updated the entire way and was always quick to respond when questions came up. Even with unexpected delays before closing, he stayed patient, communicated constantly, and was ready to go the moment we got the green light. Really appreciate all the hard work and professionalism! It was great to work with you.
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Dale

July 29, 2026

Cocoa, FL

Ready to get started?

Get in touch to discuss your home financing goals and explore next steps together.

Office Hours

Monday - Friday

Saturday

Sunday

8:00AM - 5:00PM

CLOSED

CLOSED

Monday - Friday

8:00AM - 5:00PM

Saturday

CLOSED

Sunday

CLOSED

NMLS ID #1682614

I am authorized to do business in the states of Colorado and Florida.

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Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

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