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Clarity and Confidence in Every Home Loan
Clear, consistent mortgage support from a trusted Colorado & Florida lender.

About me

With over 20 years of experience as a mortgage professional licensed in Colorado and Florida, I’ve had the privilege of helping countless individuals and families achieve the dream of homeownership. I believe the mortgage process doesn’t need to feel overwhelming, it simply needs clarity, consistency, and someone in your corner who genuinely cares.

My approach is steady, structured, and relationship‑driven. I take the time to listen, understand your goals, and guide you through each step with honesty and transparency. Whether you’re a first‑time homebuyer, purchasing a vacation home, refinancing, or planning your long‑term financial strategy, my goal is to make the experience smooth, clear, and stress‑free.

For me, getting a mortgage isn’t just about numbers, it’s about people, families, and building a strong financial future. I’m committed to doing things the right way, providing thoughtful guidance, and being someone you can trust long after closing day.

Outside of the office, I’m a proud husband and father who loves spending time with family. Whether we’re enjoying a quiet weekend at home or taking on our next adventure, they’re the reason I do what I do.

I truly love helping people feel confident in one of the biggest financial decisions of their lives, and I’d be honored to be part of your homeownership journey. When you’re ready, I’m here and happy to help.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Home equity insights

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.87 out of 5.0 stars
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4.9
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5.0
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4.8
Ryan
Jan 29, 2026
Cocoa, FL
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Joseph is the best!
Daniel
Jan 27, 2026
Cocoa, FL
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It was a no hassle process and the whole thing went smoothly will definitely recommend to future friends and family!
Wes S.
Jan 5, 2026
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Joseph is always straight forward and gets the job done. I know with Joseph if my client is pre-qualified they will make...See more
Jonathan
Jan 2, 2026
Monument, CO
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Joseph is always straight forward and gets the job done. I know with Joseph if my client is pre-qualified they will make...See more
Jade
Dec 24, 2025
Monument, CO
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Joseph was very attentive and made sure we had what they needed when his company needed it. He did his very best to comm...See more
Janelle
Oct 13, 2025
Melbourne, FL
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Joseph was very attentive and knew how to explain things so i fully understood . He was available at all...See more

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Awards

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Causes & Memberships

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NMLS ID #1682614

I am authorized to do business in the states of Colorado and Florida.

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