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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Hello and welcome to my site at Guild! 

I’m James and I love to help people achieve their home ownership goals. For most people, this is the biggest purchase decision they will make during their lifetime. I enjoy bringing in my experience as an educator and financial advisor to make this experience a fantastic one. Whether you are a first-time home buyer, or a veteran in this process, I am committed to not only finding the best mortgage for you, but to help you be informed at every stage of the process. This includes excellent communication, clear explanations during the process, and straight forward and honest assessment of your situation.  

As you look to take the next step in your home ownership journey, you need a company you can trust. You also want a local professional you can count on to listen to your needs and goals, and help you achieve them. I would love to walk along side of you in this journey and use my experience to bless you. 

Give me a call or feel free to start your super-fast application online, right here on my page.  I work when agents, buyers and borrowers need questions answered.  I’m not a 9am to 5pm, Monday through Friday lender.  I know that being available for borrowers evenings and weekends is important. 

I look forward to meeting you and discussing your goals and dreams!! 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.96 out of 5.0 stars
4.92
5.0
Icel H
May 15, 2025
Verified

I was always able to contact James he had answer for me, if not he got them and called me back.
Icel
Apr 28, 2025
Sterling, CO
Verified

Jamas was always ready to give me an answer to all my question in a right away matter. If he didn't have an answer he got right back to me that same day..
STEVE
May 05, 2025
Evans, CO
Verified

Good communication, closed successfully
Darla
May 05, 2025
Greeley, CO
Verified

James is a fantastic mortgage broker. He truly sets the bar for other lenders with his knowledge and willingness to go above and beyond for each transaction.
DIANNE
Apr 28, 2025
Sterling, CO
Verified

James Clifford made it great. He keeps both the client and Realtor well informed during the loan process. He's a gem!
Greg R
Apr 01, 2025
Verified

James is an amazing lender, going above and beyond, to make deals happen for his clients, in the best way possible in meeting their needs. We also highly trust his honesty and integrity in truly having his clients needs, and their best interest, at heart.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #2282151
I am authorized to do business in the states of Colorado and Idaho.