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James Clifford
Loan Officer
NMLS# 2282151
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
About me
Hello and welcome to my site at Guild!
I’m James and I love to help people achieve their home ownership goals. For most people, this is the biggest purchase decision they will make during their lifetime. I enjoy bringing in my experience as an educator and financial advisor to make this experience a fantastic one. Whether you are a first-time home buyer, or a veteran in this process, I am committed to not only finding the best mortgage for you, but to help you be informed at every stage of the process. This includes excellent communication, clear explanations during the process, and straight forward and honest assessment of your situation.
As you look to take the next step in your home ownership journey, you need a company you can trust. You also want a local professional you can count on to listen to your needs and goals, and help you achieve them. I would love to walk along side of you in this journey and use my experience to bless you.
Give me a call or feel free to start your super-fast application online, right here on my page. I work when agents, buyers and borrowers need questions answered. I’m not a 9am to 5pm, Monday through Friday lender. I know that being available for borrowers evenings and weekends is important.
I look forward to meeting you and discussing your goals and dreams!!
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Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Product Info
Testimonials
Everything went great.
great people working for a good company make things easier and the experience very pleasing.
The local people were helpful, understanding of all our questions and tolerant about working with us for a bit of a unique situation.
James was great at initiating video chats and phone calls that helped us feel confident in the process and made space for our questions as first time home buyers. The regular check-ins and personal connections put us at ease throughout the process. We are so grateful for the time and care James put into understanding our unique financial situation to help us purchase our home!
James was great at initiating video chats and phone calls that helped us feel confident in the process and made space for our questions as first time home buyers. The regular check-ins and personal connections put us at ease throughout the process. We are so grateful for the time and care James put into understanding our unqiue finanical situation to help us purchase our home.
James is an absolute ROCK STAR. From start to finish he was professional, communicative, and fully committed to making things happen. We hit a point where timing was critical, and James went the extra mile to move the closing up so everything came together smoothly. His attention to detail and problem-solving mindset made what could have been a stressful process feel seamless. It’s rare to find someone who not only gets the job done but does it with such dedication and positive energy. James made sure every step was taken care of, kept us updated the entire way, and delivered above expectations. I would highly recommend him to anyone looking for someone who knows how to get results.
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