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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Hello and welcome to my site at Guild! 

I’m James and I love to help people achieve their home ownership goals. For most people, this is the biggest purchase decision they will make during their lifetime. I enjoy bringing in my experience as an educator and financial advisor to make this experience a fantastic one. Whether you are a first-time home buyer, or a veteran in this process, I am committed to not only finding the best mortgage for you, but to help you be informed at every stage of the process. This includes excellent communication, clear explanations during the process, and straight forward and honest assessment of your situation.  

As you look to take the next step in your home ownership journey, you need a company you can trust. You also want a local professional you can count on to listen to your needs and goals, and help you achieve them. I would love to walk along side of you in this journey and use my experience to bless you. 

Give me a call or feel free to start your super-fast application online, right here on my page.  I work when agents, buyers and borrowers need questions answered.  I’m not a 9am to 5pm, Monday through Friday lender.  I know that being available for borrowers evenings and weekends is important. 

I look forward to meeting you and discussing your goals and dreams!! 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

Testimonials

Testimonials
4.96 out of 5.0 stars
4.93
5.0
erendira t
Jul 20, 2025
Verified

We were about to terminate contract when we switched lenders and James found a way to get us to the closing table. Thank you !
Glory
Jul 01, 2025
Greeley, CO
Verified

James, along with his team, made everything super easy and stressfree stress free for my husbamd husband and I as we bought our home. Being able to not worry about all the details amd things made the whole expeirence a hundred times better. I was so encouraged throughout the whole proces because of the the support provided by guild.
Mason P
Jul 03, 2025
Verified

James is an amazing person and very wise when it comes to money in general. I felt very comfortable with him and his advice he shared with me. 10 out of 10 would highly recommend!!
Mason
Jul 01, 2025
Greeley, CO
Verified

James Clifford and his team were amazing with us as first time homebuyer! they were walking us though every step and making sure we understood what was happening and what we were comfortable with. I would HIGHLY recommend James and Guild to everyone I know walking though this process!
James
Jul 01, 2025
Greeley, CO
Verified

Amazing service ! Always ready to answer any questions we had. Made the entire process very easy. Thanks again for all your help ! The office staff was extremely helpful also !
Laura
Jul 01, 2025
Greeley, CO
Verified

James is amazing!! He was able to get our transaction to closing despite some tremendous hurdles. I will be recommending him to everyone I know!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #2282151
I am authorized to do business in the states of Colorado and Idaho.