Contact Me
hero image
Mortgage advisor with over 26 years of experience!

Select from hundreds of loan products tailored to your needs

About me

I am a veteran in the financial services industry with over 26 years of mortgage lending experience. I bring my skills, knowledge, and expertise to Guild Mortgage at the Grand Junction location.

I take pride in working closely with my clients, whether I'm helping them secure the right mortgage to realize their dreams, or educating them on how to make credit decisions that have a positive impact on their financial future.

My outstanding interpersonal and problem-solving skills, along with my track record for closing transactions, allow me to excel as a home loan professional and build a solid reputation with my clients, resulting in satisfied customers, repeat business, and referrals.

My wife, Heidi, and I were fortunate enough to move to Grand Junction several years ago to be closer to family. After visiting siblings, parents, and grandparents for three decades, we moved to Grand Junction in 2015 and are enjoying all the wonderful outdoor opportunities the Western Slope has to offer, including mountain biking, hiking, camping, and Jeeping.

I am on the Board of Directors for HopeWest and the HopeWest Grand Valley Advisory Board, and the current President of the Horizon Sunrise Rotary. I was a past Board of Directors for Center for Children. I am also a member of the Colorado Mortgage Lenders Association and am a Certified Mortgage Lender (CML). I have been the guest speaker at several Colorado Organizations including the Grand Junction Area Realtor Association, the Colorado Housing Finance Authority, the Grand Junction Chamber of Commerce, the Colorado Mortgage Lenders Association, the Colorado Association of Mortgage Professionals, the Colorado Association of Realtors, the National Association of Professional Mortgage Women, and multiple Realtor Groups.

In my own words, "I have attempted to differentiate myself by offering excellent customer service, prompt follow-up, and a commitment to partner with my customers in their business."

Maximize Your Buying Power with Strong Credit

I am a 26-year mortgage lending veteran with a background in the credit industry, so I know better than anyone how a good credit score can substantially maximize your borrowing power, helping you get more house for your money. As mortgage rates creep up, the cost of buying a home becomes more expensive. Of course, you can’t control how the market performs. But you do have some control over whether you receive a favorable rate or a costly rate. The best mortgage rate starts with good credit — an essential aspect of financial power. If you don’t understand how credit works, or if you are wondering how to improve your personal score, I can provide credit building strategies that not only open the door to homeownership, but also help you qualify for the best mortgage rate. Give me a call to learn how to maximize your buying power and get the biggest bang for your money.

Read Blog

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Reverse mortgage loan

Reverse mortgage loan

If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.

VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

homebot-logo

home equity insights

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

X
X

Testimonials

Testimonials
4.99 out of 5.0 stars
5.0
5.0
4.98
4.98
Beatrice
Aug 30, 2025
Clifton, CO
Verified

Jim made sure to overcome any obstacles we had. Great communication ! 🐝
Derick
Aug 30, 2025
Clifton, CO
Verified

Jim Kaiser was always available for questions i I had. He made it eas to work with. He made the whole process smooth and easy, which my first time buying a house very pleasant. I had a great experience working with Jim Kaiser and his team!
Hannah
Jul 10, 2025
Verified

Jim was fantastic!
Amanda E
Jul 08, 2025
Verified

Jim is always attentive and easy to get ahold of. As an agent, that is vital to have an easy to reach lender. He is great at explaining the process to clients and is very attentive to detail. He is a wealth of knowledge and ALWAYS looking out for their best interest!
Amanda
Jul 08, 2025
Grand Junction, CO
Verified

Always love having Jim help our clients!
Jami
Jul 01, 2025
Grand Junction, CO
Verified

We are trying ronspread the word about our programs

Video gallery

View More

Awards

Causes & Memberships

NMLS ID #1721861
I am authorized to do business in the state of Colorado.