Contact Me
hero image
Mortgage advisor with over 24 years of experience!

Select from hundreds of loan products tailored to your needs

About me

Meet Jim Kaiser, Your Credit and Mortgage Expert

Jim is a veteran in the financial service industry with over 24 years of mortgage lending experience. He brings his skills, knowledge and expertise to Guild Mortgage at the Grand Junction location.

Jim takes pride in working closely with his clients, whether he's helping them secure the right mortgage to realize their dreams, or educating them on how to make credit decisions that have a positive impact on their financial future.

His outstanding interpersonal and problem-solving skills, along with his track record for closing transactions allows him to excel as a home loan professional and build a solid reputation with his clients, resulting in satisfied customers, repeat business and referrals.

Jim and his wife, Heidi, were fortunate enough to move to Grand Junction several years ago to be closer to family. After visiting siblings, parents and grandparents for three decades, they moved to Grand Junction in 2015 and they are enjoying all the wonderful outdoor opportunities the Western Slope has to offer, including mountain biking, hiking, camping and Jeeping.

Jim is on the Board of Directors for the Center for Children, the HopeWest Grand Valley Advisory Board and the current President of the Horizon Sunrise Rotary. He is also a member of the Colorado Mortgage Lenders Association and is a Certified Mortgage Lender (CML). Jim has been the guest speaker at several Colorado Organizations including the Grand Junction Area Realtor Association, the Colorado Housing Finance Authority, the Grand Junction Chamber of Commerce, the Colorado Mortgage Lenders Association, the Colorado Association of Mortgage Professionals the Colorado Association of Realtors, the National Association of Professional Mortgage Women and multiple Realtor Groups.

In his own words, I have attempted to differentiate myself by offering excellent customer service, prompt follow-up and a commitment to partner with my customers in their business. Maximize Your Buying Power with Strong Credit

Jim Kaiser is a 24-year mortgage lending veteran with a background in the credit industry, so he knows better than anyone how a good credit score can substantially maximize your borrowing power, helping you get more house for your money. As mortgage rates creep up, the cost of buying a home becomes more expensive. Of course, you can’t control how the market performs. But you do have some control over whether you receive a favorable rate or a costly rate. The best mortgage rate starts with good credit — an essential aspect of financial power. If you don’t understand how credit works, or if you are wondering how to improve your personal score, Jim can provide credit building strategies that not only open the door to homeownership, but also help you qualify for the best mortgage rate. Give him a call to learn how to maximize your buying power and get the biggest bang for your money.

Read Blog

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

homebot-logo

home equity insights

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

X
X

Testimonials

Testimonials
4.99 out of 5.0 stars
5.0
5.0
4.98
4.98
Barbara H
Apr 12, 2025
Verified

I highly recommend Jim for help purchasing a home. I recently referred my son and his girlfriend to him when they were feeling completely hopeless about ever being able to afford a house. He was able to work with them even though they live in the Denver area and they’ve been in their new home now for two months and loving it! Thank you, Jim for all your knowledge, patience, and hard work!!
Barbara
Apr 12, 2025
Verified

I highly recommend Jim to help you find a loan for your new home. I recently referred my son and his girlfriend to him. They were feeling hopeless about ever being able to afford a home! Jim spoke with them even though they are in the Denver area and was able to work with them to find a way to help them buy a house. They have been in their new home now for two months and love it! Thank you, Jim for all your knowledge and hard work to get them their first home.
JOREDAN
Apr 12, 2025
Verified

Jim is kind and honest. He cares about not only the job he does, but his clients best interest.
Kaylin
Apr 11, 2025
Verified

Jim is a fantastic guy, who cares about getting what’s best for you, but also being transparent about the whole process. He is not the type of guy that’s going to tell you what you want to hear to benefit him, he would rather you know the truth, the whole truth, and then come up with a plan that works! I recommend him! 10 out of 10!
Amy M
Apr 04, 2025
Verified

Jim is very knowledgeable in credit ratings helping his clients navigate their scores. He is top notch in knowing the variety of home loans and will always be honest with you.
Bonnie H
Apr 04, 2025
Verified

I’ve had a great experience working with Jim Kaiser. He’s professional, trustworthy, and genuinely cares about his clients. It’s rare to find a lender who not only knows the ins and outs of the process but also takes the time to explain everything clearly and make you feel at ease. I trust Jim completely and wouldn’t hesitate to recommend him to anyone looking for honest, reliable lending support.

Video gallery

View More

Awards

Causes & Memberships

NMLS ID #1721861
I am authorized to do business in the state of Colorado.