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Mortgage advisor with over 26 years of experience!
Select from hundreds of loan products tailored to your needs

About me

Meet Jim Kaiser, Your Credit and Mortgage Expert

Jim is a veteran in the financial service industry with over 24 years of mortgage lending experience. He brings his skills, knowledge and expertise to Guild Mortgage at the Grand Junction location.

Jim takes pride in working closely with his clients, whether he's helping them secure the right mortgage to realize their dreams, or educating them on how to make credit decisions that have a positive impact on their financial future.

His outstanding interpersonal and problem-solving skills, along with his track record for closing transactions allows him to excel as a home loan professional and build a solid reputation with his clients, resulting in satisfied customers, repeat business and referrals.

Jim and his wife, Heidi, were fortunate enough to move to Grand Junction several years ago to be closer to family. After visiting siblings, parents and grandparents for three decades, they moved to Grand Junction in 2015 and they are enjoying all the wonderful outdoor opportunities the Western Slope has to offer, including mountain biking, hiking, camping and Jeeping.

Jim is on the Board of Directors for the Center for Children, the HopeWest Grand Valley Advisory Board and the current President of the Horizon Sunrise Rotary. He is also a member of the Colorado Mortgage Lenders Association and is a Certified Mortgage Lender (CML). Jim has been the guest speaker at several Colorado Organizations including the Grand Junction Area Realtor Association, the Colorado Housing Finance Authority, the Grand Junction Chamber of Commerce, the Colorado Mortgage Lenders Association, the Colorado Association of Mortgage Professionals the Colorado Association of Realtors, the National Association of Professional Mortgage Women and multiple Realtor Groups.

In his own words, I have attempted to differentiate myself by offering excellent customer service, prompt follow-up and a commitment to partner with my customers in their business. Maximize Your Buying Power with Strong Credit

Jim Kaiser is a 24-year mortgage lending veteran with a background in the credit industry, so he knows better than anyone how a good credit score can substantially maximize your borrowing power, helping you get more house for your money. As mortgage rates creep up, the cost of buying a home becomes more expensive. Of course, you can’t control how the market performs. But you do have some control over whether you receive a favorable rate or a costly rate. The best mortgage rate starts with good credit — an essential aspect of financial power. If you don’t understand how credit works, or if you are wondering how to improve your personal score, Jim can provide credit building strategies that not only open the door to homeownership, but also help you qualify for the best mortgage rate. Give him a call to learn how to maximize your buying power and get the biggest bang for your money.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews.
4.99 out of 5.0 stars
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5.0
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5.0
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5.0
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5.0
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5.0
Ben S.
Nov 3, 2025
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Jim's knowledge, experience and communication are second. I highly recommend him for any buyer looking to obtain financi...See more
Darrin B.
Nov 3, 2025
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Jim and his team at Cherry Creek Mortgage are always a pleasure to deal with. They have helped us on different real est...See more
Ben
Nov 3, 2025
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I'm always relieved when I hear Jim Kaiser is the lender working for the buyer in any real estate transaction I'm a part...See more
Shad
Nov 2, 2025
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Kept me informed and closed on time
Joyce
Nov 3, 2025
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Talked to Jim about getting qualified 6-12 months ago. He called me recently and shared about a new Loan Program, that...See more
Matthew
Oct 5, 2025
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Jim was fantastic, there was zero stress on the lending side which means alot a lot to me, thank you Jim!

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Awards

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Causes & Memberships

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NMLS ID #1721861

I am authorized to do business in the state of Colorado.

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