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Mortgage advisor with over 24 years of experience!

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About me

Meet Jim Kaiser, Your Credit and Mortgage Expert

Jim is a veteran in the financial service industry with over 24 years of mortgage lending experience. He brings his skills, knowledge and expertise to Guild Mortgage at the Grand Junction location.

Jim takes pride in working closely with his clients, whether he's helping them secure the right mortgage to realize their dreams, or educating them on how to make credit decisions that have a positive impact on their financial future.

His outstanding interpersonal and problem-solving skills, along with his track record for closing transactions allows him to excel as a home loan professional and build a solid reputation with his clients, resulting in satisfied customers, repeat business and referrals.

Jim and his wife, Heidi, were fortunate enough to move to Grand Junction several years ago to be closer to family. After visiting siblings, parents and grandparents for three decades, they moved to Grand Junction in 2015 and they are enjoying all the wonderful outdoor opportunities the Western Slope has to offer, including mountain biking, hiking, camping and Jeeping.

Jim is on the Board of Directors for the Center for Children, the HopeWest Grand Valley Advisory Board and the current President of the Horizon Sunrise Rotary. He is also a member of the Colorado Mortgage Lenders Association and is a Certified Mortgage Lender (CML). Jim has been the guest speaker at several Colorado Organizations including the Grand Junction Area Realtor Association, the Colorado Housing Finance Authority, the Grand Junction Chamber of Commerce, the Colorado Mortgage Lenders Association, the Colorado Association of Mortgage Professionals the Colorado Association of Realtors, the National Association of Professional Mortgage Women and multiple Realtor Groups.

In his own words, I have attempted to differentiate myself by offering excellent customer service, prompt follow-up and a commitment to partner with my customers in their business. Maximize Your Buying Power with Strong Credit

Jim Kaiser is a 24-year mortgage lending veteran with a background in the credit industry, so he knows better than anyone how a good credit score can substantially maximize your borrowing power, helping you get more house for your money. As mortgage rates creep up, the cost of buying a home becomes more expensive. Of course, you can’t control how the market performs. But you do have some control over whether you receive a favorable rate or a costly rate. The best mortgage rate starts with good credit — an essential aspect of financial power. If you don’t understand how credit works, or if you are wondering how to improve your personal score, Jim can provide credit building strategies that not only open the door to homeownership, but also help you qualify for the best mortgage rate. Give him a call to learn how to maximize your buying power and get the biggest bang for your money.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
5.0
4.98
4.98
Brian F
Feb 03, 2025
Verified

Incredibly easy to work with and went above and beyond to get my loan through at a great rate
Andrew H
Jan 28, 2025
Verified

Jim was very throrough in teaching us everything we had to do and all of the terms that were new to us since it was our first home. we were never stressed about the loan/mortgage side of our transaction so we could focus on the house hunting side of everything. 10/10 would recommend!
Lisa
Dec 23, 2024
Grand Junction, CO
Verified

Very helpful!
Keith
Dec 23, 2024
Grand Junction, CO
Verified

Jim was very prompt in service. Pleasant, accommodating, knowledgable, and very attentive to our needs.
Nicole
Dec 10, 2024
Grand Junction, CO
Verified

Another smooth transaction with Jim Kaiser - great communication and follow through.
Teri
Nov 12, 2024
Whitewater, CO
Verified

Jim got the deal done on time and kept us updated the whole way.

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NMLS ID #1721861
I am authorized to do business in the state of Colorado.