Contact Me
Own what matters

Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Acquisition Logo

Jim Kaiser

Senior Loan Officer

1114 North 1st Street, Suite 116, Grand Junction, CO 81501
Own what matters

About Me

Meet Jim Kaiser, Your Credit and Mortgage Expert

Jim is a veteran in the financial service industry with over 20 years of mortgage lending experience. He brings his skills, knowledge and expertise to Cherry Creek Mortgage, where he now serves as branch manager of the Grand Junction location.

Jim takes pride in working closely with his clients, whether he's helping them secure the right mortgage to realize their dreams, or educating them on how to make credit decisions that have a positive impact on their financial future.

His outstanding interpersonal and problem-solving skills, along with his track record for closing transactions allows him to excel as a home loan professional and build a solid reputation with his clients, resulting in satisfied customers, repeat business and referrals.

Jim and his wife, Heidi, were fortunate enough to move to Grand Junction several years ago to be closer to family. After visiting siblings, parents and grandparents for three decades, they moved to Grand Junction in 2015 and they are enjoying all the wonderful outdoor opportunities the Western Slope has to offer, including mountain biking, hiking, camping and Jeeping.

Jim is on the Board of Directors for the Center for Children and a member of the Horizon Sunrise Rotary. He is also a member of the Colorado Mortgage Lenders Association and is a Certified Mortgage Lender (CML). Jim has been the guest speaker at several Colorado Organizations including the Grand Junction Area Realtor Association, the Colorado Housing Finance Authority, the Grand Junction Chamber of Commerce, the Colorado Mortgage Lenders Association, the Colorado Association of Mortgage Professionals the Colorado Association of Realtors, the National Association of Professional Mortgage Women and multiple Realtor Groups.

In his own words, I have attempted to differentiate myself by offering excellent customer service, prompt follow-up and a commitment to partner with my customers in their business. Maximize Your Buying Power with Strong Credit

Jim Kaiser is a 20-year mortgage lending veteran with a background in the credit industry, so he knows better than anyone how a good credit score can substantially maximize your borrowing power, helping you get more house for your money. As mortgage rates creep up, the cost of buying a home becomes more expensive. Of course, you can’t control how the market performs. But you do have some control over whether you receive a favorable rate or a costly rate. The best mortgage rate starts with good credit — an essential aspect of financial power. If you don’t understand how credit works, or if you are wondering how to improve your personal score, Jim can provide credit building strategies that not only open the door to homeownership, but also help you qualify for the best mortgage rate. Give him a call to learn how to maximize your buying power and get the biggest bang for your money.

Read Blog

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info


4.99 out of 5.0 stars
Ginger B
Sep 15, 2023

I really enjoyed working with Jim! He is very knowledgable and helpful. He had amazing communication throughout the loan process. Highly recommend!
Sep 11, 2023

Jim is very easy to work with and had amazing communication throughout the process. Thank you Jim!
Sep 11, 2023

great communication, sensitivity to the dates and deadlines in the contract, proactive measures to get this unique property closed. Thank you Jim!
Aug 28, 2023

Jim is a great communicator and keeps all parties informed.
Aug 21, 2023

Excellent communication with my clients and with me during the whole sale process. My clients and I knew exactly what was happening on a daily basis. Jim was always just a phone call away to answer any questions., even on Sunday. The whole process went smoothly and Jim is a pleasure to work with. Lori Dearth Stellar Realty
Jul 31, 2023

Jim made our first time home buying process go very smooth.

Video gallery

View More



Causes I'm
passionate about

NMLS ID #1721861
I am authorized to do business in the state of Colorado.