Jim Kaiser

Meet Jim Kaiser, Your Credit and Mortgage Expert

I am a veteran in the financial service industry with over 27 years of mortgage lending experience. He brings his skills, knowledge and expertise to Guild Mortgage at the Grand Junction location.

I take pride in working closely with his clients, whether he's helping them secure the right mortgage to realize their dreams, or educating them on how to make credit decisions that have a positive impact on their financial future.

My outstanding interpersonal and problem-solving skills, along with my track record for closing transactions allows me to excel as a home loan professional and build a solid reputation with my clients, resulting in satisfied customers, repeat business and referrals.

My wife, Heidi, and I, were fortunate enough to move to Grand Junction several years ago to be closer to family. After visiting siblings, parents and grandparents for three decades, they moved to Grand Junction in 2015 and they are enjoying all the wonderful outdoor opportunities the Western Slope has to offer, including mountain biking, hiking, camping and Jeeping.

I am on the Board of Directors for HopeWest and the HopeWest Grand Valley Advisory Board.   I am also a member of the Horizon Sunrise Rotary Club and a previous Rotary President.  I previously was on the Board of Directors for the Center for Children and for the Colorado Mortgage Lenders Association and I continue to be a member of the Colorado Mortgage Lenders Association and I am a Certified Mortgage Lender (CML).   I have been a guest speaker at several Colorado Organizations including the Grand Junction Area Realtor Association, the Colorado Housing Finance Authority, the Grand Junction Chamber of Commerce, the Colorado Mortgage Lenders Association, the Colorado Association of Mortgage Professionals the Colorado Association of Realtors, the National Association of Professional Mortgage Women and multiple Realtor Groups.

In my own words, I have attempted to differentiate myself by offering excellent customer service, prompt follow-up and a commitment to partner with my customers in their business. Maximize Your Buying Power with Strong Credit.

As a 27-year mortgage lending veteran with a background in the credit industry, I know better than anyone how a good credit score can substantially maximize your borrowing power, helping you get more house for your money.  As mortgage rates creep up, the cost of buying a home becomes more expensive.  Of course, you can’t control how the market performs. But you do have some control over whether you receive a favorable rate or a costly rate. The best mortgage rate starts with good credit - an essential aspect of financial power. If you don’t understand how credit works, or if you are wondering how to improve your personal score, Jim can provide credit building strategies that not only open the door to homeownership but also help you qualify for the best mortgage rate. Give him a call to learn how to maximize your buying power and get the biggest bang for your money.