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Jack O'Neal

Loan Officer

NMLS# 277559

About me

I am a native of Colorado and have been in the Grand Junction area since 1967. My wife and I enjoy outdoor activities with friends, family and our two dogs. When not working on business related matters, I love to ride motorcycles and bicycles, as well as ski both cross country and downhill.
A graduate of the XINNIX Academy for Mortgage Originators, I have been originating residential mortgage loans in Western Colorado since leaving traditional sales and customer service positions, most recently as the general manager of a local Powersports dealership.
Through the years I have maintained a reputation of providing consistently good customer service and honest answers to important questions. You have my personal guarantee that I return calls promptly and provide clear communication on all aspects of the loan process.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.92 out of 5.0 stars
Zillow logo
5.0
Facebook logo
5.0
Experience logo
4.9
Google logo
5.0
Third party logo
4.9
Felecia
Jan 30, 2026
Grand Junction, CO
Experience logo
Jack is always so knowleagable and easy to work with! When you have a lender like him in your corner, you know the trans...See more
Shirley M.
Jan 28, 2026
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He's a smart man. He's got my grandson, Logan, working for him.
Blake W.
Jan 28, 2026
Facebook logo
So glad we were able to work with Jack & Bruna while buying our first home! They made everything so easy and we couldn't...See more
Lindsay C.
Jan 28, 2026
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Jack worked incredibly hard us in the process of our first home purchase. We can't thank him enough for all his help. He...See more
Jennifer
Jan 9, 2026
Cedaredge, CO
Third party logo
We managed all the hiccups and sneezes very well together
Kari O.
Dec 28, 2025
Google logo
As a listing agent, Jack was very communicative and kept me well-informed and confident about his buyers’ and their abil...See more

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Awards

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Causes & Memberships

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NMLS ID #277559

I am authorized to do business in the states of Arizona, Colorado, Florida and Nevada. AZ BK#0018883; AZ BKBR# 1050949; AZ LO Lic.# 1019419; NV Mortgage Company #1141;

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