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Jack O'Neal

Loan Officer

NMLS# 277559

About me

I am a native of Colorado and have been in the Grand Junction area since 1967. My wife and I enjoy outdoor activities with friends, family and our two dogs. When not working on business related matters, I love to ride motorcycles and bicycles, as well as ski both cross country and downhill.
A graduate of the XINNIX Academy for Mortgage Originators, I have been originating residential mortgage loans in Western Colorado since leaving traditional sales and customer service positions, most recently as the general manager of a local Powersports dealership.
Through the years I have maintained a reputation of providing consistently good customer service and honest answers to important questions. You have my personal guarantee that I return calls promptly and provide clear communication on all aspects of the loan process.

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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.91 out of 5.0 stars
Zillow logo
5.0
Facebook logo
5.0
Experience logo
4.9
Google logo
5.0
Third party logo
4.9
Kari
Nov 3, 2025
Experience logo
Jack is very communicative, even with ne me as the liating agent for two deals in a short period of ti...See more
Brandi V.
Nov 2, 2025
Google logo
Jack always does a great job. He is efficient and a great communicator!
Kari O.
Nov 2, 2025
Google logo
As a listing agent, Jack was very communicative and kept me well-informed and confident about his buyers’ and their abil...See more
Dustin
Nov 7, 2025
Experience logo
Jack was very helpful and responsive during the whole process. He explained every thing step by step, answer...See more
Paula
Nov 7, 2025
Experience logo
Jack was on top of this transaction the entire time! Thank you
Shirley M.
Oct 6, 2025
Facebook logo
He's a smart man. He's got my grandson, Logan, working for him.

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Awards

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Causes & Memberships

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NMLS ID #277559

I am authorized to do business in the states of Arizona, Colorado, Florida and Nevada. AZ BK#0018883; AZ BKBR# 1050949; AZ LO Lic.# 1019419; NV Mortgage Company #1141;

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