Skip to content
Find the loan to fit your life
Select from hundreds of loan products tailored to your needs
Image of Jack O'Neal

Jack O'Neal

Loan Officer

NMLS# 277559

About me

I am a native of Colorado and have been in the Grand Junction area since 1967. My wife and I enjoy outdoor activities with friends, family and our two dogs. When not working on business related matters, I love to ride motorcycles and bicycles, as well as ski both cross country and downhill.
A graduate of the XINNIX Academy for Mortgage Originators, I have been originating residential mortgage loans in Western Colorado since leaving traditional sales and customer service positions, most recently as the general manager of a local Powersports dealership.
Through the years I have maintained a reputation of providing consistently good customer service and honest answers to important questions. You have my personal guarantee that I return calls promptly and provide clear communication on all aspects of the loan process.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Homebot logo

Home equity insights

X
X

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.91 out of 5.0 stars
Zillow logo
5.0
Facebook logo
5.0
Experience logo
4.9
Google logo
5.0
Third party logo
4.9
Lena
Dec 3, 2025
Experience logo
Jack worked very hard to make sure we had what we needed to be approved for our loan and get us a better rate. He really...See more
Kari O.
Nov 4, 2025
Google logo
As a listing agent, Jack was very communicative and kept me well-informed and confident about his buyers’ and their abil...See more
Shirley M.
Nov 4, 2025
Facebook logo
He's a smart man. He's got my grandson, Logan, working for him.
Blake W.
Nov 4, 2025
Facebook logo
So glad we were able to work with Jack & Bruna while buying our first home! They made everything so easy and we couldn't...See more
Lindsay C.
Nov 4, 2025
Facebook logo
Jack worked incredibly hard us in the process of our first home purchase. We can't thank him enough for all his help. He...See more
Haley
Nov 4, 2025
Experience logo
The team was very friendly and knowledgeable. they answered all of mine and my clients questions and made sure everythin...See more

Video Gallery

Awards

Image of an award

Causes & Memberships

Image of causes & memberships

NMLS ID #277559

I am authorized to do business in the states of Arizona, Colorado, Florida and Nevada. AZ BK#0018883; AZ BKBR# 1050949; AZ LO Lic.# 1019419; NV Mortgage Company #1141;

X
Want to have an experienced loan officer contact you for answers?
First name*
Last name*
Phone*
Email*
Zip code*