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Personalized mortgage solutions to fit your life

Select from hundreds of loan products tailored to your needs

About me

With over 30 years of experience, Todd is a seasoned mortgage professional who continues to be a pillar of the Colorado mortgage community. His vision is to be a catalyst of wealth creation for every client, regardless of housing market conditions, acting as more than their mortgage partner, but a part of their financial management team. Todd achieves that vision by leveraging his extensive finance background, acute knowledge of today's mortgage products, and bearing the extra time to understand each client's individual needs and complete financial picture. Being a trusted mortgage advisor for over three decades has allowed Todd to build an extensive network of colleagues, matching his clients with some of the best real estate agents and financial professionals in the business. Whether you are a first-time or seasoned homebuyer, considering a refinance, interested in investment properties, or a real estate professional  - Todd's tailored approach to lending delivers unmatched guidance and expertise. To Todd, it's more than just a transaction - and nothing is more rewarding than building life-long relationships with his partners and clients, especially ones spanning multiple generations.

Todd is licensed in Colorado, Montana and Florida, registered Nationally, and is also a member of the CMLA (Colorado Mortgage Lenders Association). He is a fifteen-year recipient of the Five Star Professional award and an avid supporter of several community organizations, continually demonstrating his commitment to improving conditions both personally and professionally.

Contact Todd to discuss all home financing options including Conventional, FHA, VA, Jumbo, USDA, Home Equity Loans, Non-QM (Qualified Mortgage), First Time Home Buyer Programs, Down Payment Assistance Programs, Reverse Mortgages etc. He will work hard to help you obtain affordable payments with competitive mortgage interest rates and access to temporary or permanent rate-buydowns. Please feel free to browse the rest of the website to learn more and use our convenient Mortgage Calculator Tab to explore scenarios on your own. Todd and his team look forward to the opportunity to be of service!

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Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Jumbo

Jumbo

Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.98 out of 5.0 stars
4.96
5.0
Lori B
Jun 03, 2025
Verified

Great experience and very friendly and helpful.
Lori
May 19, 2025
Evergreen, CO
Verified

Todd promptly answered all calls, we were able to complete the sale in incredible time. The staff was friendly and always helpful.
Austen
Feb 24, 2025
Denver, CO
Verified

Made things easy during a stressful process!
Cindy
Feb 24, 2025
Denver, CO
Verified

Todd was a great!
Anthony
Jan 06, 2025
Littleton, CO
Verified

Todd was very communicative and easy to talk to. He kept us informed as steps were completed and what was coming next. He kept us up-to-date with the changing interest rates.
Sandra
Jan 06, 2025
Littleton, CO
Verified

It was all Todd. His communication, knowledge, and personality put us at ease in a typically stressful loan process. Todd is easy to work with.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #128609
I am authorized to do business in the states of Colorado, Florida and Montana. Branch NMLS ID 2471555;