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Todd Pruitt

Sr. Loan Originator/ Area Manager

NMLS# 128609

About me

With over 30 years of experience, Todd is a seasoned mortgage professional who continues to be a pillar of the Colorado mortgage community. His vision is to be a catalyst of wealth creation for every client, regardless of housing market conditions, acting as more than their mortgage partner, but a part of their financial management team. Todd achieves that vision by leveraging his extensive finance background, acute knowledge of today's mortgage products, and bearing the extra time to understand each client's individual needs and complete financial picture. Being a trusted mortgage advisor for over three decades has allowed Todd to build an extensive network of colleagues, matching his clients with some of the best real estate agents and financial professionals in the business. Whether you are a first-time or seasoned homebuyer, considering a refinance, interested in investment properties, or a real estate professional  - Todd's tailored approach to lending delivers unmatched guidance and expertise. To Todd, it's more than just a transaction - and nothing is more rewarding than building life-long relationships with his partners and clients, especially ones spanning multiple generations.

Todd is licensed in Colorado, Montana and Florida, registered Nationally, and is also a member of the CMLA (Colorado Mortgage Lenders Association). He is a fifteen-year recipient of the Five Star Professional award and an avid supporter of several community organizations, continually demonstrating his commitment to improving conditions both personally and professionally.

Contact Todd to discuss all home financing options including Conventional, FHA, VA, Jumbo, USDA, Home Equity Loans, Non-QM (Qualified Mortgage), First Time Home Buyer Programs, Down Payment Assistance Programs, Reverse Mortgages etc. He will work hard to help you obtain affordable payments with competitive mortgage interest rates and access to temporary or permanent rate-buydowns. Please feel free to browse the rest of the website to learn more and use our convenient Mortgage Calculator Tab to explore scenarios on your own. Todd and his team look forward to the opportunity to be of service!

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.98 out of 5.0 stars
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5.0
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5.0
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5.0
Angela K.
Nov 15, 2025
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Working with Todd Pruitt and his amazing team is such a pleasure. They are with me every step of the way and keep the p...See more
Ari
Oct 31, 2025
Denver, CO
Experience logo
Todd is the best.
Jeffrey
Oct 28, 2025
Bozeman, MT
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Worked with Todd befor, it is always an easy process. He gets everything done and closed quickly and eas...See more
Jesse S.
Oct 1, 2025
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I was the listing broker on a transaction with Todd guiding the buyers each step of the way. I have never had a better e...See more
Ian
Sept 10, 2025
Longmont, CO
Experience logo
Todd was great to work with! Very communicative and made the process simple.
Zach W.
Aug 18, 2025
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Todd was personal, professional, and generous with his time. As first-time homebuyers, we were a mix of numerous basic q...See more

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Awards

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Causes & Memberships

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NMLS ID #128609

I am authorized to do business in the states of Colorado, Florida and Montana. Branch NMLS ID 2471555;

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