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Steve Christensen

Steve Christensen

Branch Manager

90 Madison Street, Suite 707, Denver, CO 80206
Own what matters
Own what matters

About Me

Steve Christensen is Branch Manager of the Denver, CO branch. He is committed to putting your best interests and satisfaction above all else. With Steve’s specialized background and experience in the mortgage industry, you will enjoy doing business and referring others seeking homeownership to him.

Steve delivers to your high expectations by providing competitive rates, honesty and continuous communication throughout the loan process. Contact Steve today to begin your home buying journey.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.91 out of 5.0 stars
5.0
4.9
Brad D
Aug 31, 2023
Verified

Steve made everything so easy. Mapped out exactly what we needed to do and gave ys. Very realistic number that we could shoot for. Never got annoyed with all my calls and always picked up or called right back Steve is our guy for any mortgage lending / refinance in the future 10/10!
Frank G
Aug 31, 2023
Verified

Steve is articulate, clear and concise.
Mary C
Apr 28, 2023
Verified

We recached out to Steve in a time crunch and in less than 30 days he closed a jumbo loan that even for his team had unexpected challenges due to the lending environment we are in. He was calm and dedicated to getting us closed without his support this could have ended quite differently. 10 out of 10.
Keith M
Apr 28, 2023
Verified

Steve hung in there when Chase let us down with our loan the day before closing. We were literally on the road with a moving van. He hung in there and found a way to get another lender on board quickly and we closed a week later.
Sara
Mar 02, 2023
Verified

It was easy and communicative and very responsive
Kendal S
Jan 26, 2023
Verified

Steve guided me through the mortgage process and often contacted me to remind me of things I needed to take care of. He was excellent to work with and I will recommend him to everyone.

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Awards

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Causes I'm
passionate about

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NMLS ID #299095
I am authorized to do business in the states of California and Colorado. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;