Skip to content
Find the loan to fit your life
Select from hundreds of loan products tailored to your needs

About me

With more than 25 years of experience as a certified mortgage planner, he's dedicated his professional life to making homeownership a reality for his clients.

Richard is knowledgeable in all types of residential mortgage financing and committed to delivering impeccable service. Whether he's strategizing and assisting a first-time homebuyer with carving a path to financial security or advising seasoned buyers upgrading to their dream home, helping others is his passion and Richard considers it a privilege to personalize mortgage solutions for his clients and become their mortgage expert for life.

He knows what it takes to help clients achieve their financial and home ownership goals. His successful track record as a mortgage consultant and his ability to guide clients through the lending process has led him to winning the national Star Professionals Award every year since its inception in 2010, becoming one of only 14 mortgage originators in Colorado to have had this designation for 13 years. This prestigious award recognizes mortgage loan experts with a reputation for professional excellence and providing their clients with quality service. I want every client to know that I'm working with them, on their behalf. I'm with my clients before, during and after the loan process. Even if there's a potential borrower that can't fit into a mortgage program at a given point in time, I will do my best to give them an action plan to help attain their goals. I believe a simple way to achieve long term success is to use one's expertise and knowledge to help others and have fun doing it!

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Homebot logo

Home equity insights

X
X

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

Testimonials

The rating and reviews below represent my top reviews.
4.92 out of 5.0 stars
Experience logo
5.0
Google logo
4.8
Third party logo
5.0
Peter R.
Nov 2, 2025
Google logo
I have worked with Richard for over 20 years! He and his team do an amazing job at providing the best guidance and make...See more
Kevin B.
Nov 2, 2025
Google logo
Richard helped us with three mortgages now, always good!
Shelley F.
Nov 2, 2025
Google logo
Richard has helped us through complex mortgage refinancing several times. He knows the ins and outs of this process bett...See more
DeanO
Nov 2, 2025
Google logo
We had a very good experience with CC Mortgage, Richard Smith in particular, during our recent ReFi. We would recommend...See more
John R.
Nov 2, 2025
Google logo
Richard worked a bit of miracle for us, turning around our mortgage application in record time. His efforts gave us the...See more
Justyn D.
Nov 2, 2025
Google logo
Richard helped walk us through the "jumbo" process and made sure we had all bases covered. Locked at just the right time...See more

Video Gallery

Awards

Image of an award

Causes & Memberships

Image of causes & memberships

NMLS ID #285934

I am authorized to do business in the states of Colorado and Texas.

X
Want to have an experienced loan officer contact you for answers?
First name*
Last name*
Phone*
Email*
Zip code*