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About me

Danielle Anderson - Mortgage Lender & Short-Term Rental Specialist

With over a decade of experience in house hacking and short-term rental hosting, Danielle Anderson has been helping homebuyers make their homes more affordable by leveraging the power of short-term rentals. Since purchasing her first home at the age of 24, Danielle has used short-term rental income to pay for her primary residence as well as start her own investment portfolio and she educates clients on how to maximize financial freedom through smart real estate strategies.

A passionate advocate for building wealth through homeownership, Danielle grew up in a family deeply involved in real estate investment, inspiring her to follow in their footsteps. As a mortgage lender, she specializes in working with first-time homebuyers, move-up buyers, investment purchases, and refinances. Danielle collaborates with clients to strategize the best home loan and purchase options, ensuring they are set up for long-term financial success.

When Danielle isn’t busy helping her clients achieve their real estate dreams, she’s out exploring all that Colorado has to offer. From skiing and rafting to volleyball and four-wheeling, Danielle loves staying active and embracing the outdoors.

- Mortgage Lender
- Short-Term Rental Host
- Traveler
- Helping clients gain financial freedom through homeownership

Danielle’s hands-on experience as a short-term rental host allows her to offer unique insights into how others can turn their homes into powerful financial assets. Whether you're looking to buy your first home, upgrade, or explore investment properties, Danielle is ready to guide you through the process.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don't have a large down payment saved up though, don't worry. We have Conventional loan options for down payments as low as 3%.
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Down payment assistance

If you're purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
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Bridge loans

If you've found the perfect new home but still need to sell your current one*, moving up can be easier than you think. You can buy quickly and avoid worrying about a contingent sale. Our short-term bridge loan for the down payment helps you transition seamlessly without missing out on the right home for your family.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Home equity insights

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.99 out of 5.0 stars
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5.0
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5.0
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5.0
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5.0
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5.0
A G.
Nov 1, 2025
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Danielle & Waterstone Mortgage did an outstanding job keeping us in the loop with what was going on and what to expect a...See more
A S.
Oct 5, 2025
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Danielle was very professional and knowledgeable. She would respond to my emails and phone calls and would answer any qu...See more
Micah
Oct 5, 2025
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Danielle was extremely thourough and willing to work with us every step of the way to make sure we felt like we were mak...See more
Jessica
Oct 4, 2025
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Danielle was always so quick to respond, and always pleasant to work with. She always took the time to ans...See more
Magdalena R.
Oct 5, 2025
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Danielle checked in with us often and when it came down to running scenarios, she made herself available and helped us u...See more
Maria
Oct 5, 2025
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Danielle checked in with us often and when it came down to running scenarios, she made herself available and helped us u...See more

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Awards

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Causes & Memberships

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NMLS ID #1842677

I am authorized to do business in the states of Alabama, Colorado, Ohio, Tennessee and Texas.

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