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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Cheri West

Cheri West

Branch Manager

6465 Greenwood Plaza Blvd, Suite 100, Centennial, CO 80111
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.82 out of 5.0 stars
4.78
5.0
Vicky
May 20, 2024
Verified

All the help in collecting documents, great communication through the whole process, and able to do it all on line until home search. Huge plus for a disabled person.
Jordan
Jun 10, 2024
Verified

Quick to respond, scheduled weekly updates but also was updated outside that scheduled time when needed. Helped make sure buyers understood the financial side of the transaction and comfortable with the whole process.
Cara
Jun 10, 2024
Verified

Cheri and her team are incredible to work with. Their dedication to getting the best outcome for the clients is unmatched! I love working with Cheri!
David
Jun 04, 2024
Verified

Everyone was amazing. Thank you so much!!!!!
Daphne
May 16, 2024
Verified

Cheri was absolutely amazing! She was authentic and detailed with information she provided to me. Cheri was very responsive to my questions and concerns, without making me feel like my questions were invalid. Cheri made me feel like I was in good hands. Her and her TEAM are all amazing, making this process as smooth as possible. I will be returning the Cheri and her Team at Guild Mortgage in the future. Thank you Cheri for helping make my dreams come true.
Oscar
May 14, 2024
Verified

Super helpful and super easy will get you shopping right away!

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NMLS ID #501323
I am authorized to do business in the states of Arizona, Colorado, New Mexico and Wyoming. AZ BK#0018883; AZ BKBR# 0115590; AZ LO Lic.# 1051611;