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Personalized Loans for Every Stage of Life

Select from hundreds of loan products tailored to your needs

Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Jumbo

Jumbo

Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.
Reverse mortgage loan

Reverse mortgage loan

If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.97 out of 5.0 stars
5.0
4.85
4.99
Carol G
Jul 19, 2025
Verified

As a real estate agent, I’ve worked with many lenders over the years, and I can confidently say that Portia Noel with Guild Mortgage is one of the very best in the business. I recently had the pleasure of partnering with her on a transaction, and her performance exceeded expectations on every level. Portia is incredibly responsive, which is critical in our fast-paced market. She consistently kept both myself and our mutual client informed at every stage, ensuring a smooth and efficient process from start to finish. Her attention to detail and proactive communication helped prevent delays and made for a truly seamless experience. What I appreciate most is Portia’s extensive knowledge and ability to explain complex lending scenarios in a way that puts clients at ease. She takes the time to educate and empower buyers, which reflects positively on everyone involved in the transaction. If you’re a fellow agent looking for a trusted lending partner or a buyer seeking someone who will go the extra mile, Portia is a true professional and a joy to work with. I look forward to working with her again on many future deals.
Carol
Jul 19, 2025
Denver, CO
Verified

Portia's responsiveness and ability to help my clients understand the lending process made it great!
Andras
Jul 19, 2025
Louisville, CO
Verified

Portia was masterful. Knowledgeable, kind, and responsive. Underwriting was more invasive than the four other Firms, however, Portia helped fill-in the gaps and guide beautifully. Tjank Thank you.
Jaryd
Jul 02, 2025
Parker, CO
Verified

Portia is AMAZING. Her customer service over the past 30 years with mortgages and real estate finances. Preferred lender, greatest of all time, GOAT!
Wade
Jul 02, 2025
Parker, CO
Verified

Portia Noel was very informative and provided excellent customer service.
Christopher
Jun 27, 2025
Longmont, CO
Verified

Portia and the Guild team was fantastic through the whole home buying process. I truly felt like she was on our team and working in our best interests. She was communicative, prompt, helpful, and made the experience a great one. I would use her again and recommend her to anyone else buying a home.

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Awards

Scotsman Guide Award Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #294962
I am authorized to do business in the state of Colorado.