Erik Patten

I am Producing Branch Manager and Senior Loan Officer here in Colorado.  I am currently licensed in 8 States to help you, your family, and your friends anywhere in California, Colorado, Iowa, Kansas, Oklahoma, Oregon, Texas, and Wyoming!

I am also a Reverse Mortgage Specialist, and I focus on helping Seniors get more from retirement. Choosing the right mortgage product which suits your needs best is very important for living a stress-free and fulfilling life.

Buy a Home Without Monthly Mortgage Payments. Refinance your Home and Do Away with your Monthly Mortgage Payments.  A Reverse Mortgage (HECM) may be the perfect fit for you! 

Sometimes doing a HECM for purchase is not only gratifying but it allows Seniors to lift the burden of qualifying for a normal forward mortgage and keeps more funds at your disposal for enjoying the best of what life has to offer. 

If you are 62 years or older, the Home Equity Conversion Mortgage (HECM) for Purchase Loan can help you buy your next home without required monthly mortgage payments. (Borrowers must maintain the property and remain current on property taxes, homeowner’s insurance and applicable HOA dues).
  
I have been in the Mortgage business since 2002 and have helped 1000’s of people secure a home. I have extensive knowledge of our mortgage banking industry. During my mortgage career, my achievements are being named 2020 Top 1% Mortgage Originator (MEM 2021), 2021 Top 1% Mortgage Originator (MEM 2022) and 2021 Scotsman Guide Top Originator (Scotsman Guide 2022).  

As a first-time homebuyer there are many programs available for you. I will make sure you are capturing the very best options available – whether you are interested in down payment assistance or qualify for another great program – let’s work together and put you and your family in the very best loan option available.

As a mortgage lender, I pride myself on being consistently available and responsive. I focus on providing options and solutions rather than dwelling on obstacles, ensuring smooth transactions. My excellent communication skills and transparency help clients understand every step of the process. Many of my clients have worked with me multiple times over the years, highlighting my ability to build and maintain strong, long-term relationships.

I bring a full spectrum of knowledge of corporate finance and of our industry from the inside out.  I am a member of the Mortgage Action Alliance and the Mortgage Bankers Association which helps me stay on top of current events and issues happening in Washington D.C. regarding the mortgage industry.

I am also fluent in Spanish having lived in Puerto Vallarta, Mexico while attending school there during 4th grade. I am fluent both in writing and verbal.

Growing up in California – I love the beach with body surfing being a huge hobby for me!  Today, if I am not with my family then my current hobbies are walking, hiking, and mountain biking anywhere in Colorado.

I would be honored to answer any questions you may have.