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Erik Patten
Branch Manager
NMLS# 507517
About me
I am Producing Branch Manager and Senior Loan Officer here in Colorado. I am currently licensed in 8 States to help you, your family, and your friends anywhere in California, Colorado, Iowa, Kansas, Oklahoma, Oregon, Texas, and Wyoming!
I am also a Reverse Mortgage Specialist, and I focus on helping Seniors get more from retirement. Choosing the right mortgage product which suits your needs best is very important for living a stress-free and fulfilling life.
Buy a Home Without Monthly Mortgage Payments. Refinance your Home and Do Away with your Monthly Mortgage Payments. A Reverse Mortgage (HECM) may be the perfect fit for you!
Sometimes doing a HECM for purchase is not only gratifying but it allows Seniors to lift the burden of qualifying for a normal forward mortgage and keeps more funds at your disposal for enjoying the best of what life has to offer.
If you are 62 years or older, the Home Equity Conversion Mortgage (HECM) for Purchase Loan can help you buy your next home without required monthly mortgage payments. (Borrowers must maintain the property and remain current on property taxes, homeowner’s insurance and applicable HOA dues).
I have been in the Mortgage business since 2002 and have helped 1000’s of people secure a home. I have extensive knowledge of our mortgage banking industry. During my mortgage career, my achievements are being named 2020 Top 1% Mortgage Originator (MEM 2021), 2021 Top 1% Mortgage Originator (MEM 2022) and 2021 Scotsman Guide Top Originator (Scotsman Guide 2022).
As a first-time homebuyer there are many programs available for you. I will make sure you are capturing the very best options available – whether you are interested in down payment assistance or qualify for another great program – let’s work together and put you and your family in the very best loan option available.
As a mortgage lender, I pride myself on being consistently available and responsive. I focus on providing options and solutions rather than dwelling on obstacles, ensuring smooth transactions. My excellent communication skills and transparency help clients understand every step of the process. Many of my clients have worked with me multiple times over the years, highlighting my ability to build and maintain strong, long-term relationships.
I bring a full spectrum of knowledge of corporate finance and of our industry from the inside out. I am a member of the Mortgage Action Alliance and the Mortgage Bankers Association which helps me stay on top of current events and issues happening in Washington D.C. regarding the mortgage industry.
I am also fluent in Spanish having lived in Puerto Vallarta, Mexico while attending school there during 4th grade. I am fluent both in writing and verbal.
Growing up in California – I love the beach with body surfing being a huge hobby for me! Today, if I am not with my family then my current hobbies are walking, hiking, and mountain biking anywhere in Colorado.
I would be honored to answer any questions you may have.
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Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Conventional
Jumbo
Reverse mortgage loan
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
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Testimonials
Erik is an awesome guy. Ive worked with him for years. Always hustles and goes the extra mile. Has no problems answering questions in a way I understand them. Good man, good at what he does. And very efficient, and professional. Thanks Erik for all your help. Talk to you soon
Eric is always available to call you back and always has answers to my questions.
Erik is the best. The ultimate professional. We trust him 100% of the time.
I am a real estate investor with a moderate level of experience. I am now loyal to Erik for a few reasons: 1. Instead of telling you why you can’t complete a transaction, he works hard to give you options on how you can. 2. He will sacrifice dollars in order to give you the best deal. 3. He stays updated with the most current market trends, down to the minute. 4. He will find the best possible loan product for you, and get creative in order to make it work. Erik has facilitated transactions for me, my family, and friends. He is by far the best lender I’ve ever worked with. Call him up. Thank me later.
We've worked with Erik Patten for many years now through multiple home purchases, refinancing, and a recent HELOC. We can say with complete confidence that he’s the absolute best at what he does. Erik is a true professional who genuinely cares about the people he works with. He’s incredibly knowledgeable, thorough, and always a few steps ahead, which makes the entire process feel smooth and stress-free. No matter how complicated things get, Erik takes the time to explain every detail in a way that actually makes sense. You always know you're in good hands. What really sets Erik apart is his integrity and consistency. He answers the phone. He follows through. And most importantly, he makes you feel like you're his top priority every single time. My wife and I have always felt fully informed and supported from start to finish, and he’s never once let us down. In a world where great service can be hard to find, Erik is the kind of person you want on your team. We trust him completely and recommend him to anyone looking for someone who’s not only an expert, but a genuinely great person to work with. Airiel and Russell
Erik is the best, he took very good care of us!
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