Contact Me
Own what matters

Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Michelle Estelle

Branch Manager

23873 Clinton Keith Rd., Suite 111, Wildomar, CA 92595
Own what matters

About Me

I'm blessed to be a Mortgage Lender for more than half my life! The biggest of all blessings is the honor in educating families on the home buying process and the financing options available to facilitate home ownership. I am fortunate to work for an amazing company who has become one of the nation's leading independent mortgage providers by following one simple rule... doing what's right for our customers, and doing it extremely well!

I know you have many choices and people do business with people they know like and trust, and trust is very important. My approach is high touch and effective open communication. I provide thorough explanation of the entire process so that you are learning all about the next steps, as well as the how and why of the process.

Buying a home is emotional and at times uncomfortable, but I assure you that I will help you to get through it, protect you in the process, and even make it fun!

In addition to homebuyers, I help Realtors close transactions with happy clients. Because, unless the buyer is fortunate to have cash... my financing is highly critical to a successful closed escrow, and I do not like to close late or close ugly. With me, the communication is as transparent as possible, and I will never go MIA.

I am thankful for every opportunity to assist in the home buying or refinancing process, and will earn trust and confidence with my over 3 decades of lending and real estate experience.

Read Blog

The perfect home loan for you

We offer hundreds of loan products for a wide variety of borrowers, including first-time homebuyers, military families and rural residents. We also offer many state, county, and city housing programs that provide down payment assistance. At Guild, we’ll work hard to deliver what matters most to you and find the loan that fits your life.

Product Info

Your home loan insights

Already a homeowner?
Find out what your home is worth and see how your equity can work for you.

Get your home estimate



Video gallery

View More


awards awards

Causes I'm
passionate about

NMLS ID #270100
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;