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Turning Homeownership Dreams into Reality for Over a Decade

Expert Advice and Personalized Service for Every Homebuyer

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

With more than ten years in the mortgage industry, I've been passionate about this field for much longer, inspired by my mom's 25-year career helping families find their homes. I focus on being open and honest, educating my clients, and working closely with their realtors to help get their offers accepted. I often help realtors save tough deals and find ways to make things work. I know how stressful buying a home can be, so I aim to make the process as easy and clear as possible. Helping people in my community find the homes they need and deserve is what keeps me going. My goal is to be your "lender for life."

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.99 out of 5.0 stars
5.0
4.98
5.0
Anne
Feb 24, 2025
Northridge, CA
Verified

Top notch professiona! Jacky is the real deal. I'm in my 36th year as a Realtor and was so impressed with how Jacky can make it all work. Buyers are always kept informed and knowledgeable of the process. Buyers were very satisfied. I will refer Jacky in the future.
Kelly
Oct 30, 2024
Verified

If you want a lender who can make things happen that seem nearly impossible, look no further than Jacky Gaer of Guild Mortgage!!! Her experience and knowledge in the mortgage industry literally saved the deal for my clients. The buyers of their home were hitting road block after road block with their original lender. And if those buyers couldn't get the financing to purchase my client's home, then my clients would not be able to move forward on purchasing their next home. It was the 11th hour, and it was not looking positive. So, we made the decision to connect the buyers with Jacky because we knew she had saved other deals in the past for our teams' clients. Jacky took over the case, had the buyers approved in a couple of days, and we were able to close within the week!! She definitely went above and beyond once again to save another deal, and make two sets of buyers very happy!! I know who I will be referring my clients to from now on!!
felicia
Oct 30, 2024
Verified

As a Realtor who has had experience with multiple lenders, I can tell you that Jacky works above and beyond. She got our client into a home in such a short time frame allotted to us. During that time crunch, she maintained an amazing professionalism, was prompt, straightforward, and compassionate the whole time. I would absolutely recommend her to my friends and family! You won’t regret working with her as your #1 lender.
Tigran
Oct 29, 2025
Verified

Jacky has been absolutely amazing. We were looking for a little townhouse, and she was the loan officer who helped us get the best rates. Despite some hiccups with the loan processor and lender, she was always available to provide updates and clarify things, regardless of whether it was a weekend or late evening. She fought on our side whenever things seemed stuck, and we wouldn't have managed to buy our townhouse without her overwhelming support. Whether you're buying big or small, I highly recommend having Jacky on your side.
Katherine L
Oct 17, 2025
Westlake Village, CA
Verified

Jacky personalized the service in every way and kept us in the loop, she was always patient with questions And went above and beyond for us at all stages of the loan processing/closing. Would definitely love to work with her again.
Marine
Oct 16, 2025
Burbank, CA
Verified

Jacky is simple AMAZING ! Love working with her she is very knowledgeable and very efficient I will not work with anyone else she is the best

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Awards

Scotsman Guide Award Scotsman Guide Award

Causes & Memberships

NMLS ID #1157463
I am authorized to do business in the states of California, Idaho, Nevada and Oregon. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141; OR ML-176;