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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

As your Senior Loan Officer, with years of experience in the mortgage industry, I bring passion, knowledge, and energy to every transaction. I enjoy and take great pride in assisting you on your journey of purchasing or refinancing your home. I make sure you feel informed and comfortable throughout the entirety of your contract, while remaining connected to my clients by providing bi-annual check-ins in the years to come. My team and I get VERY involved with making sure that ALL items are prepared best to present to underwriting for success. We are committed to helping you purchase the home of your dreams… let’s make it happen TOGETHER!!!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.96 out of 5.0 stars
5.0
4.92
4.93
Sandra S
Jul 27, 2025
Verified

Chris Strange is an amazing realtor that I have had the pleasure of working with. I watched his commitment to his client throughout the entire process and was amazed at how he fought for her. He is truly one of a kind and willing to go the extra mile no matter how difficult the requests were, he still explained everything to the client and made her feel like she was truly a part of a team. I would recommend him enthusiastically anytime... He's great!
Amy
Jul 04, 2025
San Francisco, CA
Verified

As first-time homebuyers, we were nervous about the mortgage process—but working with Sandra made everything so much easier. From the beginning, it was clear that her knowledge, professionalism, and experience were exactly what we needed. She walked us through every step with patience and clarity, always making sure we understood what was happening. Sandra’s communication was outstanding—she responded quickly to every question, even on weekends, which made us feel truly supported throughout the entire process. It was a joy working with Sandra and we are so happy to have finally found our home.
Hector
Jul 04, 2025
San Francisco, CA
Verified

Sandra was just excellent, very patient, very knowledgeable and understanding. everything was explained in high detail, and the rates were good. We felt we were in good hands with Sandra and with Guild.
Sam M
Jun 17, 2025
Verified

Working with Sandra was a wonderful and smooth experience. She is a seasoned professional who guided me as a first time homebuyer through everything with patience and clarity. She was incredibly responsive, friendly, and knowledgeable. I recommend her without reservation!
Chris S
Jun 03, 2025
Verified

Sandra Smiths expertise can’t be matched in this industry! Being in the industry over 13 years and selling over 1000 homes she is in the top 1% that I’ve worked with. We were blessed to put this single mom into the homeownership club with close to $200,000 of grant support all with the guidance of Sandra!
CHRIS
Jun 02, 2025
Hayward, CA
Verified

Sandra Smith is the ultimate profesional!! I love working with her knowing that her wealth of knowledge is going to get us all the way to the finish line. Her Experiance gets us through any and all hurdles that arise. I've been selling real estate for over 13 years and as a team leader have been apart of over 1000 transactions. Sandra is top 1% of the lenders I have closed with!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #255924
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;