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Sandra Smith

Senior Loan Officer

3050 Citrus Circle, Suites 210 & 222, Walnut Creek, CA 94598
Own what matters

About Me

As your Senior Loan Officer, with years of experience in the mortgage industry, I bring passion, knowledge, and energy to every transaction. I enjoy and take great pride in assisting you on your journey of purchasing or refinancing your home. I make sure you feel informed and comfortable throughout the entirety of your contract, while remaining connected to my clients by providing bi-annual check-ins in the years to come. My team and I get VERY involved with making sure that ALL items are prepared best to present to underwriting for success. We are committed to helping you purchase the home of your dreams… let’s make it happen TOGETHER!!!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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4.96 out of 5.0 stars
Feb 16, 2023

5 star customer review
Dec 19, 2022

As a first time homebuyer Sandra was exceptional in explaining the intricacies of this process with patience. She has excellent communication keeping me updated on the timeline and following up after the fact.
Dec 19, 2022

I highly recommend Sandra Smith from Guild Mortgage. She helped me finance my condo purchase in the fall of 2022. I found Sandra because she is an authorized loan officer for both the Neighborhood LIFT and the AC Boost down payment assistance programs. She was instrumental in helping me navigate both of these programs and their many requirements. Sandra is a great communicator and she always maintained a positive attitude and kept me in the loop throughout the process of getting approved for a mortgage and the escrow period. Getting into the housing market in the Bay Area was a dream of mine and I'm glad that I had Sandra at my side.
Nov 09, 2022

Ms. Smith was very helpful and detailed
Sep 20, 2022

I love working with Sandra she's Sprcial. !
Aug 31, 2022

Working with Sandra was a great experience. She was professional and personable. I appreciated her patience in ensuring we understood the loan process and was always promptly responsive when we had more questions. She was an essential part of the team that got my family to the finish line!

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NMLS ID #255924
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;