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Pete Mingham

Pete Mingham

Sales Manager

2815 Mitchell Dr ., Suite 112, Walnut Creek, CA 94598
Own what matters
Own what matters

About Me

I have more than 30 years of experience helping families with their real estate financing needs throughout the San Francisco Bay Area. In today’s challenging housing market, my team will always put you first. As an expert in government (FHA/VA) and Conventional financing, we provide a confidential loan analysis catered specifically for you. We’re driven by our desire to help people and develop lasting relationships. My team and I are trusted advisors for all of our clients and professional contacts and you can count on us to work hard on your behalf.

Together, we take our individual experience as well as collective knowledge to make buying or refinancing a home a great experience. The goal of the Mingham Team is to provide you unparalleled and award-winning service to become your lifelong mortgage experts!

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.



A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.


If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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4.99 out of 5.0 stars
May 06, 2024

Great overall team that processed and contacted us timely with any needs and questions that we had. Amazing experience for a first-time home buyer.
May 06, 2024

Pete is very efficient
Mar 18, 2024

Everyone was prompt in answering all of our questions. The coordination efforts were superb and getting us the lowest rate was definitely appreciated.
Sep 25, 2023

As a buyer's agent it's been great working with Pete throughout the transaction who kept me & clients updated throughout the entire lending process. Was responsive of any necessary documents for underwriting purposes and being able to suggest & recommend several options. Was able to close earlier than expected!
Sep 18, 2023

Jul 24, 2023

Knowledge, efficiency, and great communication

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NMLS ID #289586
I am authorized to do business in the states of California, Idaho, Nevada and Texas. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141;