Skip to content
Find the loan to fit your life
Select from hundreds of loan products tailored to your needs
Image of Oliver Flores

Oliver Flores

Senior Loan Officer

NMLS# 234864

About me

Hi, I’m Oliver Flores—Senior Loan Officer and proud Californian by way of the Philippines. Since 1987, I’ve been helping families build housing wealth through smart, personalized mortgage solutions.

Whether you're a first-time buyer navigating your first home purchase or a retiree exploring reverse mortgage options, I’m here to guide you with empathy, clarity, and a deep commitment to your financial well-being.

I specialize in:

First-time homebuyer support: Making the process simple, stress-free, and empowering.
Reverse mortgages: Helping retirees unlock home equity while preserving their lifestyle and legacy.
Beyond the numbers, I’m a family man, a community volunteer at Saint Edwards Church, and a fan of biking, boxing, and restoring my classic Mustang.

Let’s Build Your Path to Housing Wealth
Your home journey deserves more than just a transaction—it deserves a trusted partner. Let’s schedule a free consultation today and map out a strategy that fits your goals, lifestyle, and future.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Homebot logo

Home equity insights

X
X

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.96 out of 5.0 stars
Experience logo
5.0
Google logo
5.0
Third party logo
5.0
Kristina
Feb 23, 2026
Oakley, CA
Experience logo
I've worked with Oliver Flores for over a decade and he always communicates in a timely manner to clients and myself. He...See more
Laura
Feb 16, 2026
Oakley, CA
Experience logo
Great communication!
Mike G.
Feb 11, 2026
Google logo
Oliver came recommended by our real estate agent. He kept us well informed during the whole process and took the time to...See more
Michael
Feb 10, 2026
Oakley, CA
Experience logo
Oliver kept is well informed during the whole process. He was always available to answer our questions ...See more
Mayra
Dec 25, 2025
Oliver is very informative and transparent. He made sure I was aware of all the steps and details throughout the process...See more
Romel
Dec 7, 2025
Livermore, CA
Experience logo
As a first time home buyer looking to purchase the most expensive asset Oliver made the experience less s...See more

Video Gallery

Awards

Image of an award

Causes & Memberships

Image of causes & memberships

NMLS ID #234864

I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;

X
Want to have an experienced loan officer contact you for answers?
First name*
Last name*
Phone*
Email*
Zip code*