Skip to content
Find the loan to fit your life
Select from hundreds of loan products tailored to your needs
Image of Oliver Flores

Oliver Flores

Senior Loan Officer

NMLS# 234864

About me

Hi, I’m Oliver Flores—Senior Loan Officer and proud Californian by way of the Philippines. Since 1987, I’ve been helping families build housing wealth through smart, personalized mortgage solutions.

Whether you're a first-time buyer navigating your first home purchase or a retiree exploring reverse mortgage options, I’m here to guide you with empathy, clarity, and a deep commitment to your financial well-being.

I specialize in:

First-time homebuyer support: Making the process simple, stress-free, and empowering.
Reverse mortgages: Helping retirees unlock home equity while preserving their lifestyle and legacy.
Beyond the numbers, I’m a family man, a community volunteer at Saint Edwards Church, and a fan of biking, boxing, and restoring my classic Mustang.

Let’s Build Your Path to Housing Wealth
Your home journey deserves more than just a transaction—it deserves a trusted partner. Let’s schedule a free consultation today and map out a strategy that fits your goals, lifestyle, and future.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Homebot logo

Home equity insights

X
X

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.96 out of 5.0 stars
Experience logo
5.0
Google logo
5.0
Third party logo
5.0
Agnes
Oct 2, 2025
Experience logo
He cares and always keep in touch with clients
Cecilia
July 2, 2025
Experience logo
Oliver was easy to work with and made the process stress free. He explains the need for every required documents. He giv...See more
Gina P.
Apr 2, 2025
Google logo
Oliver did a truly fabulous job on a transaction we had together. I represented the seller and Oliver kept me up to dat...See more
Steven
Aug 2, 2024
Third party logo
Working with knowledgeable people made the process so much easier!
KAY
Aug 6, 2024
Third party logo
Communication, skill, understanding the need completely, Closed on time.
GINA
Aug 2, 2024
Third party logo
Oliver was fantastic

Video Gallery

Awards

Image of an award

Causes & Memberships

Image of causes & memberships

NMLS ID #234864

I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;

X
Want to have an experienced loan officer contact you for answers?
First name*
Last name*
Phone*
Email*
Zip code*