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Oliver Flores
Senior Loan Officer
NMLS# 234864
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
About me
Hi, I’m Oliver Flores—Senior Loan Officer and proud Californian by way of the Philippines. Since 1987, I’ve been helping families build housing wealth through smart, personalized mortgage solutions.
Whether you're a first-time buyer navigating your first home purchase or a retiree exploring reverse mortgage options, I’m here to guide you with empathy, clarity, and a deep commitment to your financial well-being.
I specialize in:
First-time homebuyer support: Making the process simple, stress-free, and empowering.
Reverse mortgages: Helping retirees unlock home equity while preserving their lifestyle and legacy.
Beyond the numbers, I’m a family man, a community volunteer at Saint Edwards Church, and a fan of biking, boxing, and restoring my classic Mustang.
Let’s Build Your Path to Housing Wealth
Your home journey deserves more than just a transaction—it deserves a trusted partner. Let’s schedule a free consultation today and map out a strategy that fits your goals, lifestyle, and future.
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Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
He cares and always keep in touch with clients
Oliver was easy to work with and made the process stress free. He explains the need for every required documents. He gives me time to submit documents by letting me know early. Oliver made himself available to answer my calls with questions or will call back as soon as he becomes availble. Overall Oliver and his team are very knowledgeable on what they do to make the refinance process went smoothly.
Working with knowledgeable people made the process so much easier!
Communication, skill, understanding the need completely, Closed on time.
Oliver did a truly fabulous job on a transaction we had together. I represented the seller and Oliver kept me up to date every step of the way. This was helpful because I did not have to chase him down for info and with his updates, I could then easily update my seller on the progress of the buyers loan. I highly recommed Oliver. Very professional!
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