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Nick Petrosov

Nick Petrosov

Loan Officer

2815 Mitchell Dr ., Suite 112, Walnut Creek, CA 94598
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
John
May 06, 2024
Verified

Nick looked after all the details, and I knew I did not need to worry about it. We had a slightly unusual situation, my wife was traveling and we needed to execute documents at a distance. No problem, they took care of everything.
Brian
Apr 29, 2024
Verified

under promised and over delivered!
Bekhruz
Apr 29, 2024
Verified

because you supported me throughout my entire journey and in terms of time and speed you are the best
Vladimir
Mar 04, 2024
Verified

It was so amazing and professional
Inna
Dec 23, 2023
Verified

Our journey in finding our dream home spanned nearly a year. We didn't know where to start or what we could afford. I discovered Marina on Facebook, watched her informative videos outlining Bay Area towns, and discussed our specific situation with her over the phone. Marina suggested consulting her husband, Nick, the loan officer, for a better understanding of our affordability. From our initial interactions, I developed complete trust in Marina and Nick. Nick played a crucial role in assessing our financial situation and specific needs. He suggested loans that would fit our requirements and provided an upper limit for a home we could afford. Marina offered a rough estimate for the value of our current home. From this point, we started our concrete search with affordability in mind. In this challenging market, it took us 10 months to find a house that met our criteria. Marina was patient with us and never pushed us to make an offer, ensuring we were ready for this step. The process of purchasing our new home went remarkably smoothly, thanks to Marina and Nick. They guided us through each step of the transaction, offering timely reminders of what needed attention. Nick secured loans tailored to our needs and specific situation. Marina and Nick were consistently available to address our questions, concerns, and provide valuable advice. With their assistance, the home-buying process was incredibly seamless. Now proud owners of our dream home, we are getting ready for the next journey with Marina to sell our current home. We highly recommend Marina and Nick to everyone! They are true professionals whom you can completely rely on, making the complicated process of buying a new home smooth and ensuring your complete satisfaction!
John
Nov 23, 2023
Verified

Nick did an outstanding job for us as a loan officer. He is attentive, organized and friendly. He was very professional at all times. He got us a great rate, lower than I expected. When we had questions, he was able to explain things to us in easy-to-follow language. We recommend Nick as a Loan Officer for purchasing a house.

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NMLS ID #2015537
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;