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Select from hundreds of loan products tailored to your needs

About me

As a Guild Mortgage Loan Officer, I am committed to helping my clients understand their options for real estate financing and assisting them to make solid home loan decisions that meet their needs. I have more than 25 years of experience originating real estate loans. I offer all types of financing, including FHA, VA, conventional, high balance and jumbo loans. I can also assist with flipped property financing, rehabilitation loans, down payment assistance and tax credit programs. I take pride in making sure that your loan transaction goes smoothly, efficiently and closes on time. "Your Loan, On Time, Every Time" isn't just a slogan it's our way of doing business at Guild Mortgage. My goal at the closing of a transaction is to have happy buyers, sellers and Realtors. Please contact me if you have questions related to real estate financing.

Please call me today or click on the "Apply Online" button to give me some basic information about yourself. My "Find a Loan" section of this website can be used to find information and resources on our home loan options. I look forward to serving your home financing needs for many years.

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Meet my team

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The Cooley Team at Guild Mortgage is comprised of professionals dedicated to be the best in the business. We strive to deliver the finest client experience and do whatever it takes to get our clients successfully into their home, or to help them find a loan that fits their life. With over 100 years of combined experience we will ensure a smooth, on-time and successful close of escrow.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.64 out of 5.0 stars
5.0
4.0
Theresa
Sep 03, 2024
Verified

Great service and communication from team. Knowledgeable, professional, and friendly. Great experience!.
Nicole
Jul 22, 2024
Verified

Chas went above and beyond for us throughout the whole process. He answered all of our questions extremely thoroughly, and helped turnaround all of the closing documents incredibly quickly. We would happily recommend Guild to anyone!
Amber C
Jul 26, 2024
Verified

Chas is the man! Responsive, friendly, knowledgeable, and gets things done fast!
Everett
Jul 22, 2024
Verified

Amazing people
Betsy
Aug 14, 2015
Verified

I'm a free-lancing musician and they were able to get me a loan even though I don't have one large source of income but have many small ones.... thanks !
Charles
Jul 21, 2015
Verified

I am very happy with my loan and excellent service from a very knowledgeable loan agent.Charles Krauth was incredibly thorough and with expertise he guided me through to a seemingly easy finish. I am super happy to be moving into my new home very soon andthe California real estate market.

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NMLS ID #290286
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;