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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

As a Guild Mortgage Loan Officer, I am committed to helping my clients understand their options for real estate financing and assisting them to make solid home loan decisions that meet their needs. I have more than 25 years of experience originating real estate loans. I offer all types of financing, including FHA, VA, conventional, high balance and jumbo loans. I can also assist with flipped property financing, rehabilitation loans, down payment assistance and tax credit programs. I take pride in making sure that your loan transaction goes smoothly, efficiently and closes on time. "Your Loan, On Time, Every Time" isn't just a slogan it's our way of doing business at Guild Mortgage. My goal at the closing of a transaction is to have happy buyers, sellers and Realtors. Please contact me if you have questions related to real estate financing.

Please call me today or click on the "Apply Online" button to give me some basic information about yourself. My "Find a Loan" section of this website can be used to find information and resources on our home loan options. I look forward to serving your home financing needs for many years.

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Meet my team

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The Cooley Team at Guild Mortgage is comprised of professionals dedicated to be the best in the business. We strive to deliver the finest client experience and do whatever it takes to get our clients successfully into their home, or to help them find a loan that fits their life. With over 100 years of combined experience we will ensure a smooth, on-time and successful close of escrow.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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home equity insights

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Testimonials

Testimonials
4.77 out of 5.0 stars
4.91
4.33
Matt
Jan 21, 2025
Martinez, CA
Verified

The communication and ease of process made it a great experience overall. I would be happy to recommend Guild Mortgage in the future.
Simona
Jan 13, 2025
Walnut Creek, CA
Verified

Chas is attentive, explains things well, understanding and just amazing! I would work with him over and over again.
Julia
Jan 13, 2025
Walnut Creek, CA
Verified

Exeptional service, communication and knowledge. Fast, almost immediet responce. Always on top of any issues. Pleasure to work with. Highly recommended!
Kristina
Nov 26, 2024
Concord, CA
Verified

Good experience
Hallie M
Nov 16, 2024
Verified

Highly recommend working with Chas Krauth. He is knowledgeable and provided professional guidance and support throughout the loan process
Hallie
Nov 12, 2024
Hercules, CA
Verified

the whole process went quickly and smoothly

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Awards

Causes & Memberships

NMLS ID #290286
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;