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About me

As a Guild Mortgage Loan Officer, I am committed to helping my clients understand their options for real estate financing and assisting them to make solid home loan decisions that meet their needs. I have more than 25 years of experience originating real estate loans.Read more

As a Guild Mortgage Loan Officer, I am committed to helping my clients understand their options for real estate financing and assisting them to make solid home loan decisions that meet their needs. I have more than 25 years of experience originating real estate loans. I offer all types of financing, including FHA, VA, conventional, high balance and jumbo loans. I can also assist with flipped property financing, rehabilitation loans, down payment assistance and tax credit programs. I take pride in making sure that your loan transaction goes smoothly, efficiently and closes on time. "Your Loan, On Time, Every Time" isn't just a slogan it's our way of doing business at Guild Mortgage. My goal at the closing of a transaction is to have happy buyers, sellers and Realtors. Please contact me if you have questions related to real estate financing.

Please call me today or click on the "Apply Online" button to give me some basic information about yourself. My "Find a Loan" section of this website can be used to find information and resources on our home loan options. I look forward to serving your home financing needs for many years.

Awards

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Causes and Memberships

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Testimonials

4.89 (62 reviews)
Experience logo
4.9
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4.7
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4.9
Chas and his team are the best! I've been using them for over 20 years!
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Amber

July 22, 2026

Martinez, CA

Chas and the entire staff are very knowledgeable about the whole process. Chas takes the time to educates his clients about options and the steps it takes to obtain a loan. One very important aspect about Chas is every Tusday we get a phone call updating us on the status of the loan. In my twenty three years in the business and over 25 transaction with Guild, the loan has always been on time if not early. In fact on the last transaction we were waiting for the sellers to complete their process.
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Terry

July 4, 2026

Oakley, CA

Team Logo

Meet our team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

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Bob Cooley

District Manager | NMLS #235888

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Renee Martin

Loan Partner | NMLS #453529

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Megan McDonnell

Loan Partner l NMLS #1661153

Ready to get started?

Get in touch to discuss your home financing goals and explore next steps together.

Office Hours

Monday - Friday

Saturday

Sunday

8:30AM - 5:00PM

Closed

Closed

Monday - Friday

8:30AM - 5:00PM

Saturday

Closed

Sunday

Closed

NMLS ID #290286

I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;

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Find the loan that works for you

See what we offer

Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

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